Saturday, June 4, 2011

When is a 1 Hour Payday Loan the Right Choice?

1 hour payday loanAre you struggling to put food on the table? When your in a situation where you just can't afford food, pay a bill or need a car repair and you can't even wait until the next business morning then you need a 1 hour payday loan. You aren't alone, as many people find themselves in similar situations every day being a bit short of money and needing extra cash to get by until their next payday. This is why the 1 hour payday loan was invented – so you can get money within an hour.

You may wonder who really gets a 1 hour payday loan? Since eligibility is so broad, the answer is just about anyone! By law, you have to be over eighteen in order to get a 1 hour payday loan, but the requirements other than that are pretty loose. Some lenders need to see proof of employment, and others want to be sure that you have been employed steadily at one job for the past few months as a way of ensuring they will get their money back at the end of the loan term. Depending on the lender, you may also need to undergo a credit check, but there are no telecheck loans for those people who have bad credit and can't get a traditional loan.

It's easy to find someone who will provide you with a 1 hour payday loan. There are so many online 1 hour lenders it can be difficult to know which one to choose, that's why Speedy Payday Cash has pre-qualified lenders for you and provides you with a list of lenders and lists the types of loans they offer and if a 1 hour loan is what you need then that is the type of lender you should select.

If you're in a very small town that does not have a local payday loan store or you don't want to be seen in public going into a payday loan store you should consider online loans. Online loans reduce the hassle of going to an outlet and Speedy provides you with more choices and better security. All of Speedy Payday Cash lenders are perfectly safe and you get to check out the lenders and see the types of loans they offer before selecting them as a lender. So, if you need a 1 hour loan then select a 1 hour lender, if one is available in your state.

1 hour loansYou should compare our lenders and the types of loans offered before applying and after applying you should read the loan agreement provided before signing the paperwork, especially with a 1 hour payday loan.

With proper caution and common sense, you can use a 1 hour payday loan to get the cash you need even faster to pay off a debt or pay for the things you need, and then pay off the loan and be in the free and clear when your next payday rolls around.

Remember, all 1 hour payday lenders charge an extra fee for a 1 hour payday loan in order to cover the price of wiring the cash to you.