Wednesday, July 23, 2014

10 Reasons Why You Need a 1 Hour Payday Loan

10 reasons why you need a 1 hour payday loan


1 Hour Payday Loan
10 Reasons Why You Need a 1 Hour Payday Loan
1 hour payday loans are the number one choice for people who need cash as soon as possible. 1 hour payday loans lenders’ no-hassle approach enables borrowers to qualify for up to $2500 as soon as they submit their application. Borrowers can receive their loan (anywhere from $200-$2500) via direct deposit the very same day they applied.

Here are 10 reasons why a 1 hour payday loan might be the right financial option for you:


1). You’re employed. Having a job is huge.


Without one it’s very difficult to qualify for any financial aid other than government assistance. 1 hour payday loan direct lenders look at a potential borrower’s employment history and/or job before they look at anything else on the potential borrower’s application. Potential borrowers must have a job in order to qualify for any payday loan. Like the name “payday loan” implies, a 1 hour payday loan is a loan against a potential borrower’s paycheck. If you have a job, great—you’ve already jumped the tallest hurdle to getting a payday loan.

2). You make at least $1000 a month.


Jobs that actually pay you enough money to live on are important. Most 1 hour payday loan direct lenders like to see their customers make at least $1000 per month. Direct lenders don’t care how many hours a person works as long as the person meets the minimum income amount per month. Bob Desmond, a 1 hour payday loan lender, explains why:

“It’s hard for a lender to loan someone a large amount of money, let’s say $1000, if they only make $400 a week. Most payday lenders, myself included, require their borrowers to repay their loan a little after their next payday. Most people, especially people in financial stress, can’t repay a $1000 loan if they only make $400.”

3). You have a bank account.


Having a bank account is another important qualification factor for 1 hour payday loan lenders. If you don’t have one, you won’t qualify. It’s as simple as that. Direct lenders work via direct deposit. If you don’t have an account to deposit cash into, you can’t get the 1 hour payday loan.

4). You need cash fast.


Although this might seem obvious to some, many people apply for a 1 hour payday loan when they’d probably do better with an installment loan or line of credit loan. If you need cash now, right now, then a 1 hour payday loan is the right fit for you. There is no other financial service available that can currently help borrowers get a loan in 1 hour. 1 hour payday loan lenders are available 24/7 365 days a year to help customers get the money they need when they need it.

5). You wish you could change your circumstances.


Most people who apply for 1 hour payday loans are stressed, emotional, and worried. They think their bad credit score will prevent them from getting assistance. They think they don’t make enough money. They think they’ll never get out from their current financial situation. If you wish you could change the way your financial future is headed, then a 1 hour payday loan is definitely the right fit for you.

“I have a really bad credit score,” Derek Simmons, a 1 hour payday loan customer said. “I applied for a 1 hour payday loan not really expecting anything to change. I couldn’t believe it when I qualified. I went from having no cash in my bank account to having $2500.”

6). You have bad credit.


A credit score is nothing more than a rating assigned to a person by a big company based on the person’s financial spending/borrowing/repaying habits. A low number usually means the borrower hasn’t taken out many loans, missed one or two payments, or made a mistake in the past. Unfortunately, many large banks and lending institutions base their lending decisions on a person’s credit score. For someone with bad credit, getting a bank-based loan is nearly impossible. 1 hour payday loan lenders could care less about a potential borrower’s credit score. Like we mentioned about, having a job is the most important qualification factor for a 1 hour payday loan.

7). You value your time.


Is time important to you? Do you wish you could avoid standing in line? Making appointments? Sitting on hold? If you do, you’re like most people. 1 hour payday loans lenders work fast so you don’t have to. On average, most applicants complete their application in 5 minutes, get approved 2 minutes after that, receive a call from a direct lender a few minutes later, and get their cash 1 hour after that. There’s no sitting on hold, driving to a location, or waiting in line.

8). You want the best interest rate on a loan.


1 hour payday loans are serviced through a third party website. Hundreds of direct lenders work with the third party company. When a customer applies for a 1 hour payday loan through the third party website’s application, the application is viewed by all the direct lenders in the network. Depending on criteria like the person’s employment history, income, if they’ve applied for a 1 hour payday loan before, and how large of a loan the person wants, the direct lenders decide whether or not they’d like to lend to the person applying. Out of the percentage of lenders that want to lend to the applicant, only the lenders that can offer the best rates are matched with the customer. This process eliminates all lenders that want too much money for their service.

9). You want flexibility.


1 hour payday loans are one of the most flexible options currently available. For an extra fee you can extend the length of your loan if you need to.

10). You want to avoid the middleman.

When a customer applies for a 1 hour payday loan, he or she is signing up for a service that enables them to work one-on-one with their lender. There aren’t receptionists, bank managers, and call centers. Direct lenders work directly with their clients.

Now that you've seen the 10 reasons it's time to apply for a 1 Hour Payday Loan


For more information on how you can qualify for a 1 hour payday loan, please visit our application page and see how much money you could get deposited into your bank account today with our 1 hour payday loan or try one of our other great loans.

#1hourpaydayloans #speedycash #speedypaydaycash

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