Wednesday, December 14, 2016

4 Reasons to Ignore the Critics of the Payday Advance

4 Reasons to Ignore the Critics of the Payday Advance


You’ll hear a lot of negative talk about payday advances and loans, but the critics are the people who just don’t get it. They don’t understand that a payday advance is often the only option for a working individual living paycheck to paycheck. They don’t get that these loans offer a quick and simple way to get cash to pay the bills. Here are just the top four reasons you should ignore these critics and leg a payday loan work for you.

1. Almost anyone can get approved for a payday advance


If you live from one paycheck to the next most of the time, you know that any mishap can totally derail your finances. You probably also know that your options for getting cash to tide you over until payday are limited. You may be limited to begging family for money or applying for a payday advance. Why are there no other options? Because other lenders, like banks, turn a lot of people down. With a payday advance, you don’t have to worry about a bad credit score, and you can be assured that most applicants get approved.

2. A payday advance is a helping hand in a hurry


Another important reason that many people rely on payday advances is that they offer a quick solution to money problems. When you have bills to pay and the rent to get in on time, you can’t wait for a traditional loan. You need an immediate solution. With a payday advance you can get approved in minutes and have cash in your hand the next day.

3. Payday advance cash is affordable


One of the biggest arguments you’ll hear from payday advance critics is that these loans have high interest rates, but they are missing the point. Yes, there are high rates, but they are still affordable loans. The secret is that you get only a small amount of money, just what you need to make it to payday, and you repay it within a week or two. Small loan amounts and short loan periods mean that a payday advance is within reach of just about anyone.

4. Borrowing with a payday advance shouldn’t come with a stigma


Critics try to make the act of borrowing through a payday advance shameful, but it shouldn’t be that way. You should not have to feel bad about making the smart choice to borrow cash when you need it. Borrowing makes much more sense than overdrawing your bank account or facing late fees on bills or credit card debt. Make the smart choice, ignore the nasty critics, and take advantage of a payday advance the next time you need extra cash.