Showing posts with label cash refund. Show all posts
Showing posts with label cash refund. Show all posts

Wednesday, September 14, 2016

Tax Refund Advance FAQ

Tax Refund Advance FAQ


Why should I get a tax refund advance instead of a regular personal loan from my bank, or borrow off my credit card? Borrowing against money you are waiting to receive from the IRS or state tax agency has a distinct advantage – it’s your money! The loan allows you to access the funds much more quickly than waiting for tax season, or later if you filed an extension, and although you pay it back like a regular loan, the government then pays YOU back when the refund arrives!

Does it cost a lot to get a tax refund advance?


Recent changes in the industry have made these loans very competitive. The speed and convenience are factors that you will pay for, but the rates are upfront, in plain view on the website, so you can make an informed decision and there will be no hidden fees or surprises.

Is the online application really that easy and convenient?


No loan application is more convenient or simpler to apply for than the one for tax refund loans. Because it’s online, you can apply at any time of the day or night, whenever is best for you. There is no physical paperwork involved, nothing to scan, fax, or mail, and no credit references or collateral required. You don’t even need a computer or laptop, because any internet-enabled device will work – you can even apply on your smartphone if that’s your preferred method of accessing the internet, or if that’s all you have available when you discover suddenly that you’re short on cash and need to find some quickly!

How long does it take to get approved?


Lenders are available 24/7 to attend to your application as soon as it’s submitted. Approval takes less than two minutes, and everything you need to review the terms and conditions and accept the arrangement will be made available to you right in your browser! Use the electronic signature to agree to the contract, and your funds will be on their way to your bank account that same day!

What if I have bad credit?


The lenders who work with tax refund advances understand that there are millions of Americans who are living with the Bad Credit label through no fault of their own. The economic downturn from which our country is finally recovering did some very lasting damage to a lot of people, and recovering from that sort of damage takes a lot longer than it does to happen. These lenders have devised their own set of criteria to determine approvals, without running the standard credit check. This way, your current income, employment history, and similar factors will be taken into account, but older information that is no longer relevant will not.

Tuesday, September 15, 2015

Balance Your Budget With a Tax Refund Cash Advance

Balance Your Budget With a Tax Refund Cash Advance


Tax Refund Cash Advance
Get a Tax Refund Cash Advance to make ends meet.
Making ends meet is a challenge for nearly everyone at one time or another, but for some of us it’s an ongoing battle. Tax time can bring a welcome relief in the form of a refund, but what if we need the money before we’re ready to file our return? It’s great if we can plan our budget so the timing works out, but sometimes the car breaks down or the fridge goes on the fritz, and we need that extra cash now. The second best thing to getting your tax refund exactly when you need it is a Tax Refund Cash Advance – a loan against your return that you can apply for and receive in a matter of days. You can use that cash for whatever you need most, whether it’s groceries to tide you over until payday or making sure the car can get you to work every day.

The Tax Refund Cash Advance Application Is Available Day and Night


Anything is easier when you can set your own schedule, and applying for a Tax Refund Cash Advance is no exception. If you don’t have the time to get your taxes filed, what are the odds you’ll have time to deal with a bank or other loan service provider? That’s the great thing about iTaxAdvance.com – the internet is available twenty-four hours a day, so you can take care of business on your own schedule instead of someone else’s. The application form itself is brief – not at all what you’d expect if you have experience with other loan providers. After a few minutes completing the form, you’ll click “submit” and the lenders will immediately go to work evaluating your qualifications and responding within a mere two minutes. After reviewing the terms and providing your electronic signature if you accept them, the funds will be on their way to you and available in your bank account within a single business day.

This Isn’t Your Mama’s Tax Refund Cash Advance!


Originally, Tax Refund Cash Advance loans were a product offered by tax preparation shops which required that you come in and pay for preparation services in addition to the fees and interest for the loan. Speaking of which, those expenses all came off the top of your refund advance, so you received less money right from the start. By comparison, today’s online tax refund cash advance can be applied for right from your home – no going to someone’s office and waiting in line! As mentioned previously, the entire process is much faster than it used to be – the old preparation-service loans took days to get you a check, and even then it was a check that then had to be deposited to your bank and took time to clear. When the time comes to make repayment, what could be better than having the whole process automated? When your advance is approved you receive the full amount up front, then the repayment will be drafted from your checking account over the next month or so. Withdrawals are scheduled for your paydays, since there will reliably be cash in your account on those days, so there’s no risk of overdrawing your account due to not knowing exactly when your government refund will arrive. Worry-free, problem-free, error-free! What more could you ask for?

#taxrefundcashadvance #speedypaydaycash