Showing posts with label credit. Show all posts
Showing posts with label credit. Show all posts

Friday, January 16, 2015

Loosen Up That Tight Budget With an Online Line of Credit

Loosen Up That Tight Budget With an Online Line of Credit

Online Line of Credit
Use your online line of credit whenever you need cash
It seems as though times are tough for nearly everyone these days. Oh, a lucky few still take vacations whenever they like and buy expensive toys, but for most of us, keeping our personal budgets balanced takes careful planning and self-control. An online line of credit provides the flexibility needed to let life’s little surprises happen, secure in the knowledge that the regular budget plan won’t be affected. Unplanned expenses are covered, so when your daughter falls out of a tree and has to go to Urgent Care, or your son makes the soccer team and needs uniforms and new shoes before Saturday, you don’t need to waste a second worrying about the cost.

An Online Line of Credit is Even Better Than a Traditional Loan

A traditional loan is for a specific amount of money; you need to know ahead of time how much you need, and apply for that amount. If something else comes up a week later? Too bad! With an online line of credit, the maximum amount you’re qualified for is available to you at any time. You can borrow any part of it, and the principal payments you make are returned to that maximum amount and are available to you again. So if you have a $2,000 line of credit and you borrow $500, $1,500 is still available. If you make a payment that includes $200 more than the interest due, you now have $1,700 available! There’s no need to apply for repeated, multiple loans; just use what you need when you need it, and make payments of at least the minimum amount to keep your account in good standing.

An Online Line of Credit Isn’t Just for Emergencies!

Usually a credit application is spurred by an urgent car repair or other emergency, but that’s not the only kind of situation that benefits from an online line of credit. How long has it been since you’ve taken a vacation? Travel websites often have special short-term specials that give you a great deal on a trip, but only if you pay upfront or provide a deposit now. School clothes and lessons for the kids, birthday and anniversary celebrations for the adults – the list is virtually endless! And every time you make a payment, you’ve added dollars back into your available pool of resources. It’s almost as if you’re paying yourself!

You Don’t Need Great Credit To Get An Online Line of Credit

With an online line of credit, your credit rating is no object. Instead of basing approval on a number assigned by the credit bureaus judging a specific set of qualifications, only a few basic criteria – including your current income – are used to determine the line of credit you can be approved for. Whether your credit rating is 450 or 750 is immaterial, because there’s no credit check. Any problems you might have had in the past will not be taken into account; only your current circumstances are considered. Complete your application now. Don't prejudge your credit – if you have a job, you're almost guaranteed approval. Let our lenders help you!

#OnlineLineOfCredit #SpeedyPaydayCash

Sunday, January 4, 2015

Beat Your Cash Flow Problems With a Payday Line of Credit

Beat Your Cash Flow Problems With a Payday Line of Credit

Payday Line of Credit
Rest easy knowing cash is available when
you need it with a Payday Line of Credit

The holidays have just passed, and nearly everyone feels short on cash this time of year. Did the cost of traveling for Thanksgiving stretch your budget a little thin? Or maybe it was that you spent more than you expected during the Black Friday sales? Or could it be that you went a little overboard on Christmas gifts for your loved ones? Or maybe all three? Whatever the reason, there’s always a need for greater spending flexibility after the holidays. The best way to get that is with a payday line of credit. You simply borrow against a maximum amount that’s based on your ability to repay, then each time you make a payment, it returns to your line of credit so it's available to you whenever you need cash again.

Use Your Payday Line of Credit for Emergencies Too

A perfectly balanced budget can fall apart in an instant when an emergency occurs. A laundry room full of soapsuds, a trip to the E.R., even a new set of brake pads can throw your finances into temporary turmoil. Without some kind of loan or credit, something else doesn’t get paid – and that can be disastrous for your credit rating. You could even lose your car or your home, if the situation snowballs the way these things sometimes do. Worst of all, the need for money to fix the car can keep you from getting to work – which keeps you from getting paid! That’s the kind of snowball nobody enjoys, and exactly the kind that a payday line of credit can protect you from.

A Payday Line of Credit Is Fast and Easy

Lenders are available 24 hours a day, waiting to assist you. The application is short and simple, and most customers hear from a lender within minutes. Bad credit is no problem; there’s not even a credit check. The process is safe and secure, and completed from the privacy of your own home. The cash you want now will be deposited directly to your bank account, and the balance of your payday line of credit is available for you to draw upon whenever you have a need. No nosy questions from a bank loan officer, no worries about your credit rating, and money in hand when you need it. What more could you ask for?

#PaydayLineOfCredit #SpeedyPaydayCash