Showing posts with label pay day loans. Show all posts
Showing posts with label pay day loans. Show all posts

Sunday, May 24, 2015

Get Ready for Summer with Payday Loans

Get Ready for Summer with Payday Loans

Payday Loans
Summer is almost here! Be ready with Payday Loans!
Summer is just around the corner. Before you know it, the kids will be out of school. They’ll want to go to the movies, join the neighborhood pool, take a trip, and get involved in other activities that will cost you money. Summer is a fun time of year, but it’s also full of hidden and unforeseen expenses. Whether you’re planning ahead for something big, or you just want to be ready for the unexpected, consider how payday loans can help you finance your summer dreams.

What Can You Finance with Payday Loans?

One of the best things about payday loans is that they come with no strings attached. You’re free to spend your cash on whatever you want. When you find other types of financing too complicated, impossible to get approved for, or too big for your needs, payday loans are great alternatives. Consider the family summer vacation. Are you stressing over how you’re going to pay for it? Are you budgeting and planning now? Use payday loans as a part of that plan. A small, cash loan can help you ensure you can make reservations for plane tickets, hotel rooms, or events so you don’t miss out. Summer can also be a time when you get unexpected medical expenses. The kids are outside running around and injuries are bound to happen. Learn about your payday loan options now, so you can be ready for any surprise medical expenses later.

Get Your Summer Started Now with Payday Loans

Now that the idea is in your head, you need to know more about payday loans. Our loans are based on your paycheck. This means that if you earn a regular income and meet a few other basic requirements, you will most likely be approved for a small loan. The process is easy and fast too. Fill out our application online or with a mobile app and be ready to be approved in just minutes. Our lenders will be waiting, even if you apply in the middle of the night, and will be ready to approve your application in less than 90 seconds. Once approved, you can talk to your lender about fees and rates, and agree to your loan terms. Your cash will be deposited right into your account, so you don’t even have to leave the house. Get started planning your summer, and make payday loans a part of the fun.

#PaydayLoans #SpeedyPaydayCash

Saturday, June 18, 2011

What Are Pay Day Loans, How Do They Work and What Do They Cost?

Finally, All the Information on; What Are Pay Day Loans, How Do Pay Day Loans Work, What Do Pay Day Loans Cost and Where Do I Find a Pay Day Loan Lender I Can Trust, available all in One Place.

So, what are pay day loans?

what are pay day loansPay day loans these days are similar to the loans people once took out from employers (paycheck advances) that they paid back with interest. Pay day loans these days are available online and from direct pay day loan lenders and are designed to get cash to the borrower fast. While pay day loans have a higher interest rate then a traditional bank loan they however can be applied for and the cash received by the borrower by the next business morning. If utilized correctly, a pay day loan can actually be a great help to anybody who just wants a little boost.

So, how do pay day loans work?

These small loans, typically $100 - $2000, are made for the short-term and designed to assist individuals by helping them make it through until their next pay day. Generally the loan’s length is about two to four weeks. The cost is usually $20 - $25 per $100 borrowed on these loans. A borrower visits a website that provides pay day loans online, completes a short application and gets approved. Once approved, the lender will contact the borrower to go over the terms and verify information and then the borrower receives a pay day cash loan via direct deposit into their checking account. On the date the borrower agreed to repay the loan the funds are debited from the borrowers checking account. However, if the borrower needs more time to repay the loan then they must log into the lenders website and answer a few questions and file an extension request. Extension requests are granted unless the borrower has extended more then four times. Extensions are discouraged but permitted.

How will I know the loan terms prior to accepting the loan?

During the application process the borrower will need to electronically sign a loan agreement by typing their name on the loan agreement. All lenders must disclose the full terms of the loan at the top of the loan agreement, including the amount borrowed, the total cost of the loan, the annual percentage rate of the loan, the total amount the borrower will be repaying and when the loan will be repaid.

Loans can be renewed or even put on a payment plan. If the loan isn’t repaid, then the pay day loan lender has the right to pursue the borrower for repayment just like any other business who is owed cash. The lender may also report the borrower to the credit reporting agencies. Some say that pay day loans make the poor even poorer, because they end up obtaining debt they can’t get out of. Others say that pay day loans provide an excellent service to those who know how to manage their money but just need a little help.

How do I know which pay day loan lender to trust?

pay day lender trustSpeedy Pay Day Cash has evaluated 100's, if not 1000's of pay day loan lenders and accepted only the best of the best into their online network of lenders. If you come to Speedy Pay Day Cash, you'll simply enter your Zip Code and Speedy will provide you with a short list of honest and reputable pay day loan lenders. You simply read the short description of offerings provided by the listed lenders and select the one that suits your particular needs and you'll be directed to that lenders website or application and you'll be on your way to getting a quick pay day loan from a quality lender.

Speedy Pay Day Cash is a division of AtoZ Financials, LLC - Only the Best Pay Day Loan Lenders