Showing posts with label speedy pay day cash. Show all posts
Showing posts with label speedy pay day cash. Show all posts

Wednesday, October 12, 2016

5 Ways Holiday Cash Lenders Can Make Your Season Bright!

5 Ways Holiday Cash Lenders Can Make Your Season Bright!


1. Do you have late bills hanging over your head?


At any time of year, but particularly now, when there is so much celebration and giving going on, the last thing anyone should have to deal with is financial stress. One way to make these months happier is to eliminate that particular problem. Holiday cash lenders can provide the funding you need to catch up on obligations and be able to ease your mind and heart of that burden.

2. It costs more to neglect maintenance issues than to deal with them


But if you’re like most of us, it feels more frugal and responsible to “wait and see” than to take action to winterize your home or change the oil in your car. The problem with this is that prompt service can keep our vehicles from costing us more in the long run, and sealing cracks in our windows and doors and applying insulation can save you hundreds of dollars in heating costs over only a few years. With the assistance of holiday cash lenders, you can take the action you’ve been putting off – and finally stop having to skip over those items on your to-do list, knowing that you’ve done the right thing to ensure the functioning and efficiency of items you have invested your time and money in, and depend on to fulfill their purposes in your life.

3. The holidays mean travel – and travel can cost money


Sometimes it costs more money than we have on hand, and that’s when holiday cash lenders can step in and make it easier for you to spend time with the people closest to you during these most important family times of the year. The cost of airline tickets, in particular, fluctuate drastically in the months and weeks before the holidays, making it especially difficult to get the best possible deal if you don’t have the cash at the right time – but the speed and convenience of holiday loans can help you score affordable tickets, and repay the loan when your next paycheck comes in.

4. Did you have plans to hit the Black Friday sales with a group of friends or family?


But either your savings never materialized or something urgent came up that you needed to spend them on? It happens to the best of us, but that doesn’t mean you should have to miss out on either the fun or the savings of post-Thanksgiving shopping! Holiday cash lenders want to make that possible for you, quickly, easily, and best of all with no credit check!

5. Sometimes the best part of the holiday season isn’t the parties or wonderful gifts we receive, but giving someone something totally unexpected!


If your family descends upon your parents or grandparents’ home for the holidays, they surely love having you there – but the cleanup afterward is probably a little anticlimactic. If your holiday shopping budget isn’t quite pulled together yet, holiday lenders can get you the extra cash you need to hire a cleaning service to land on their doorstep on the day you leave, so the homeowner can relax and enjoy a little peace and quiet instead of cleaning up after you all!

Saturday, June 18, 2011

What Are Pay Day Loans, How Do They Work and What Do They Cost?

Finally, All the Information on; What Are Pay Day Loans, How Do Pay Day Loans Work, What Do Pay Day Loans Cost and Where Do I Find a Pay Day Loan Lender I Can Trust, available all in One Place.

So, what are pay day loans?

what are pay day loansPay day loans these days are similar to the loans people once took out from employers (paycheck advances) that they paid back with interest. Pay day loans these days are available online and from direct pay day loan lenders and are designed to get cash to the borrower fast. While pay day loans have a higher interest rate then a traditional bank loan they however can be applied for and the cash received by the borrower by the next business morning. If utilized correctly, a pay day loan can actually be a great help to anybody who just wants a little boost.

So, how do pay day loans work?

These small loans, typically $100 - $2000, are made for the short-term and designed to assist individuals by helping them make it through until their next pay day. Generally the loan’s length is about two to four weeks. The cost is usually $20 - $25 per $100 borrowed on these loans. A borrower visits a website that provides pay day loans online, completes a short application and gets approved. Once approved, the lender will contact the borrower to go over the terms and verify information and then the borrower receives a pay day cash loan via direct deposit into their checking account. On the date the borrower agreed to repay the loan the funds are debited from the borrowers checking account. However, if the borrower needs more time to repay the loan then they must log into the lenders website and answer a few questions and file an extension request. Extension requests are granted unless the borrower has extended more then four times. Extensions are discouraged but permitted.

How will I know the loan terms prior to accepting the loan?

During the application process the borrower will need to electronically sign a loan agreement by typing their name on the loan agreement. All lenders must disclose the full terms of the loan at the top of the loan agreement, including the amount borrowed, the total cost of the loan, the annual percentage rate of the loan, the total amount the borrower will be repaying and when the loan will be repaid.

Loans can be renewed or even put on a payment plan. If the loan isn’t repaid, then the pay day loan lender has the right to pursue the borrower for repayment just like any other business who is owed cash. The lender may also report the borrower to the credit reporting agencies. Some say that pay day loans make the poor even poorer, because they end up obtaining debt they can’t get out of. Others say that pay day loans provide an excellent service to those who know how to manage their money but just need a little help.

How do I know which pay day loan lender to trust?

pay day lender trustSpeedy Pay Day Cash has evaluated 100's, if not 1000's of pay day loan lenders and accepted only the best of the best into their online network of lenders. If you come to Speedy Pay Day Cash, you'll simply enter your Zip Code and Speedy will provide you with a short list of honest and reputable pay day loan lenders. You simply read the short description of offerings provided by the listed lenders and select the one that suits your particular needs and you'll be directed to that lenders website or application and you'll be on your way to getting a quick pay day loan from a quality lender.

Speedy Pay Day Cash is a division of AtoZ Financials, LLC - Only the Best Pay Day Loan Lenders