Wednesday, July 27, 2011

Can you get a Payday Loan without a Bank Account and Direct Deposit?

best direct deposit lendersIf your without a bank account then you're either paranoid about banks, just never opened one, fearful of identity theft or you just don't like banks. If you don't have a bank account then you definately don't have direct deposit. Whatever the reason, without a bank account and direct deposit you are most likly going to find it frustrating if you ever have to take out a payday loan. It seems impossible at first to find a payday loan without a bank account and direct deposit.

A payday loan is almost an everyday fact of life for millions of families and individuals who are living on tight budgets. Some who are new to financial difficulties don't know all the details about payday loans yet. A payday loan is similar to other types of loans in that you're borrowing money for a certain length of time before it is expected to be repaid with interest. However, it's different in some ways too. The average traditional loan is higher, and often taken out for thousands of dollars and for a term of months or years. On the other hand, a payday loan without direct deposit will be small, a few hundred dollars on average, with a term of a couple weeks to a month or more.

Lenders require you to have a bank account atleast so they can put the money into your account with a direct deposit, then automatically withdraw it at the end of the loan term. A payday loan without direct deposit varies from this norm, obviously. Having a bank account is paramount while having direct deposit is not.

without a bank accountIn exchange and to ensure they get their money back, lenders require you to have a bank account so they can withdraw the amount of the loan, plus interest and fees. Unless you extend the loan before it is due, the lender will withdraw the money on the day the loan is up, and hope that they get their money back. If not, you get an NSF fee from your bank, plus an NSF fee from the lender and additional interest on the payday loan, as if it were extended.

A payday loan without direct deposit entails a bit more risk for the lender, and they will sometimes charge slightly higher interest rates. Speedy Payday Cash has the best possible lenders with the lowest interest rates you can find and you can compare them to choose the one that offers the popular loan options that are right for you and your situation.

If you're looking to get a payday loan without direct deposit from an expressly qualified and certified lender then there are Speedy cash lenders who can help you out and before you know it, you can be back on your feet, all without you ever having to leave your house.



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Tuesday, July 19, 2011

How to Get an Affordable Payday Loan Fast

affordable payday loansOne day, you're happy as can be (or at least surviving), and the next, you're in panic. You've just found out that you need money before your next payday, and you don't seem to have any way to get it except to take out a loan of some kind. Yet you don't want to have to pay a ton of interest and end up having to take out another loan again later, so you're looking for affordable payday loans.

A payday loan is a small sum of money, typically a hundred dollars to fifteen hundred dollars, loaned for a short length of time (typically a month or less but up to three months or more with extensions). If you're looking for the money to pay a bill or go grocery shopping then affordable payday loans may just be what your looking for.

Of course, affordable payday loans aren't ideal for every situation. Sometimes, it's not practical to take out a loan, given the increased amount you will have to pay back once you accrue interest. If you're not sure whether you can pay back the loan on time then avoid getting one if at all possible. Do to the interest rates it is not advisable to take out a payday loan for a long period of time. While extensions are available they are not recommended.

You may wonder what alternatives you have to taking out an affordable payday loan. First, some people choose to look for loans from other sources: family, friends, coworkers, or even your employer, as many will agree to a loan you money until your next payday, if you really need it. Second, you can try to increase your income in some way. For instance, you might look for another job, either full-time or part-time. Juggling two full-time jobs is a challenge for anyone, but if you're desperate enough, anything is possible. Third, attempt to decrease your expenses through budgeting, using coupons, and other measures.

All of these other options take longer to implement, so they aren't exactly a speedy way to obtain money like you can with an affordable payday loan. If you're really in need of money fast then look at Speedy Payday Cash lenders as they can approve you almost instantly and have the money to you overnight at the latest.

Affordable payday loans can be obtained quickly at Speedy Payday Cash. Hence the name: Speedy



Speedy Payday Cash - Fast Affordable Payday Loans

Sunday, July 10, 2011

Starting a Profitable Online Business in 30 Minutes or Less

online marketing

Do you find yourself wondering how to start a profitable business online that will help you with those bills?

For years I have examined how to make an easy living earning extra income to aid my family and get the good things in life. It has not been easy though. Finally, I put it all together and this is what I want to teach you…”.That you can get cash in the bank without a website, experience or even an idea through affiliate marketing.

Affiliate marketing is an online advertising channel in which advertisers sell a product or service pay another person who helps to promote the advertisers product or service on his website, blog or through affiliate links.

When visitors click through on these links and purchase the product or service, the web site or blog owner that promoted it is paid a commission for generating the sale. It is a revenue sharing venture between a website owner and an online merchant. The website owner will place advertisements on his websites or blog to either help sell the merchant’s products or services by sending potential customers to the merchant’s website, all in exchange for a small share of the profits.

In a few short years, affiliate marketing has become a significant force to reckon with and is how many internet marketers sell their products or services online. Thousands of online merchants now use affiliate marketing to get their businesses products promoted online.

Affiliate marketing is considered one of the best ways to earn money online. If this is an avenue you wish to pursue, you’d be well advised to research each merchant thoroughly. After that, there’s not much else to do except wait for the profits to roll in!

For many website owners, this is a great way to earn some extra money without actually having to “do” anything. All it involves is placing an ad on the affiliate’s website or allow the affiliate to promote his or her affiliate link through numerous ways that suit the affiliate.

There’s no selling or promotion from the merchant of any kind. The merchant can just sit back and wait for the profits to roll in as the affiliate does the work.

There are three ways to earn money through affiliate marketing:

1) Pay Per Click – Every time a potential customer leaves the affiliate website by “clicking” on the link leading to the merchant’s website, a certain amount of money is deposited in the affiliate’s account. This amount can be pennies or dollars depending on the product and amount of the commission.

2) Pay Per Lead – Every time a potential client registers at the merchant’s website as a result of the advertisement on the affiliate’s account, a previously determined amount is deposited into the affiliate’s account.

3) Pay Per Sale – Every time a sale is made as a result of advertising on the affiliate’s website, a percentage, or commission, is deposited into the affiliate’s account.

How To Start Promoting As An Affiliate?



Choose A Profitable Product and decide on which market or niche you want to go into. Try and choose something that you love or are passionate about. Then, choose a Profitable Affiliate Product to promote, There are many online merchants you can go to for example; commission junction, amazon or clickbank just to mention a few.

Clickbank seems to have an edge in my opinion when it comes to digital products. Look for a profitable affiliate product in clickbank under "Marketplace". Take your time and look around for the best program to promote.

A good program to promote is the one that:

* pays you 50% or more referral commission

* ranks high on the popular and best-selling charts

* has a well-written sales pitch page that conviences even you

Then, create An Opt-In Page to collect subscribers. This Opt-in page should resemble the look and feel of the merchant’s sales page for the digital product you want to promote.

Then, sign up for an autoresponder service. Your prospect may not buy from you on the first visit. If you learn how to use an autoresponder, then you could write a series of “sales-articles” emails to convince your prospect to sign up at your opt-in page.

Finally, drive traffic to your Opt-in Page. With your autoresponder emails set up you can further drive traffic to your website.

You can start your money-making business today in 30 minutes or less.

To help imporve your website ranking you can get others to put an affiliate link to your website on their website.  To do this most site owners require you put a link to their website on yours.  Let us know if you will allow a link to Speedy Payday Cash or Speedy Payday Cash's Blog on your website or if you want us to add an affiliate link or banner on our site by Emailing Me

Other options to help promote your site can be found at our parent company; AtoZ Financials, LLC - Online Marketing, Online Advertising, Lead Generation and SEO Services

Wednesday, July 6, 2011

Why Not Pay Bills On Time with a Fast Online Payday Loan?

online payday loan keeps utilities onWhen people are faced with unexpected expenses that they don’t have the money to pay right away, they tend to hold off paying their bills hoping that money will eventually come from somewhere. But the reality is that this doesn’t often happen and when a utility is about to be shut off, people tend to think that they have waited too late to try to obtain a loan to meet these expenses. With fast online payday loans, however, this is not the case because you can get an online payday loan today and with ease, simply by going on the internet to Speedy Payday Cash.

Yes, it is possible to get a fast online payday loan today and have access to much needed funds almost instantly. What’s more you can review our lenders and pick the one that's right for your situation without even having to leave your home or job. Everything you need to do in order to obtain a fast online payday loan today can all be done online at Speedy Payday Cash.

The first step to securing your fast online payday loan today is to get online, go to Speedy Payday Cash, enter your zip code, get a list of reputible direct payday loan lenders, pick the one that meets your immediate needs and apply. We have already pre-qualified the lenders to ensure you will be getting access to honest, up front and reputable lenders. You will have instant access to several lenders and a quick visit to their websites will allow you to find out a bit more about them, their fees and how they can meet your immediate cash needs. You will get an instant online approval then you can rest comfortablly knowing the cash will be in your account soon to keep all your utilities on.

To apply for your fast online payday loan today all you need to do is to complete a short application, from one of our direct lenders, containing your details and employment status. This application takes just a few minutes to complete and is submitted with just a press of a button. You will receive approval for your fast online payday loan today because there are no credit checks performed and the only collateral needed is your job and ability to repay the loan. All the lenders need to do to approve you online payday loan today is to verify that the information you completed is correct and check your employment details with your employer. No worry, your employer will never know it was a payday lender asking to verify your employment.

online cash loans approvedNow that your fast online cash loan is approved all you need to do is wait a few minutes, if you selected a 1 hour payday loan, then check your bank account. If you choose not to pay the extra fee for a 1 hour loan then the funds will be in your bank account by the next business morning. The lender will have electronically transferred the funds from your loan and you should see your much needed cash in the account you provided. You will be able to access this money as soon as your financial institution releases these funds to you, which should be immediately. It is really that fast and easy to take out a fast online payday loan today.

So, don’t wait until your bills are overdue and your creditors begin charging you late fees or cutting off your utilities. Get an online payday cash loan today and keep on top of your bills.

Sunday, July 3, 2011

Speedy Cash Advance Services Get You Cash Almost Instantly

speedy cash advancesIf you have an urgent need for cash, there are easy and quick options available with today’s speedy cash advance services. With the internet and your personal computer, you can use speedy cash advance services to get the money you need to get you through to next payday or help you pay unexpected bills and cover unforeseen cash emergencies. Through our easy and hassle-free speedy payday loan services you can find online cash advances, 1 hour lenders, instant approval loans, lines of credit and typical payday loan cash advances. It is possible to apply for a short-term loan in the morning and have the money you need within an hour or by the next business morning, depending on the type of service you select. There is no waiting for days or weeks, like with some other lending institutions. Our speedy cash advance services help you get the money you need almost instantly!

For those that meet basic eligibility requirements, it is possible to complete the application process, complete cash advance documents online and get the cash transferred to your bank account within an hour or by the next business morning. With the Internet, cash advance services are more efficient in processing your loan request and you can take advantage of quick and easy processing to get the money you need. Most people that are searching for short-term loans don’t like the hassle sometimes associated with getting the money they need. With speedy cash advance services we've made it a hassle-free way to get emergency cash with no embarrassment or long waiting involved.

speedy cash advance loans onlineWith speedy cash advance services online, there might be basic eligibility requirements that need to be met, but most of our cash advance lenders just require you to be of legal age, have a stable job and an active bank account. The application process is simple and consists of basic information. There are some cases where cash advance lenders don’t even look at your credit history so most people are able to qualify for the smaller amounts that are first approved, when you are establishing a credit relationship.

Keep in mind that the fees you will pay are based on the amount you borrow, but they are nominal in terms of dollars spent, although the interest rate might appear high, on an annual basis. Speedy cash advance lenders are required to list the interest rate as an anual percentage rate, by law, but you are only borrowing the money until your next payday-not for a year. For this reason, those that use cash advance services should consider them a short-term cash solution and not a long-term financial plan.

Some Speedy Payday Cash Advance Lenders include: Faxless Cash, Direct Loan Lending and Online 1 Hour Loans

Wednesday, June 29, 2011

Instant Approval Cash Advances Eliminate Stress

instant approval cash advances eliminate stressThe stress of waiting for an answer on a short-term loan can be eliminated with today’s cash advance instant approval options. Most people enjoy the stress-free and hassle-free options that instant approval cash advance payday loans offer. In fact, with the Internet, when you need a cash advance our instant approval loans save you the worried anticipation that used to come with needing money, and eliminates the uncertainty as to whether you will even get the loan!

There is nothing more worrisome than an unforeseen emergency that you haven’t got money to take care of immediately. With the online cash advance, instant approval eliminates stress and offers an option to get the money in your bank account quickly. When you need a quick cash advance, instant approval is available through Speedy Payday Cash lenders which have a minimal eligibility and quick approval process. When you are concerned with unexpected car repairs or you find a utility bill you forgot about, it eliminates stress and worry when you are able to get the cash you need with an instant approval cash advance option.

instant online cash advancesThere are many benefits to these types of short-term loans because you can apply and complete the process from the convenience and comfort of your own home or office. When you are faced with an emergency cash need, getting cash advance instant approval loans eliminate the worry, so you can focus on other things. This is not the only benefit of these types of payday loans as you are also saved the embarrassment of turning to your friends or relatives, which is what many people do when they need emergency cash.

You now have the ability to get a hassle-free cash advance and instant approval to get the cash you need, without any embarrassment. There is no embarrassment or long delay and there is minimal stress involved, when you choose Speedy Payday Cash for your online short-term payday loan borrowing needs. For those in need of a cash advance, instant approval makes the transaction go smoother, quicker and it takes the anxiety out of an already stressful situation. Speedy cash advance instant approval borrowing options are easy and hassle-free, allowing you to get the money you need in a matter of hours.

Speedy Payday Cash is a division of AtoZ Financials, LLC online payday loan lenders

Sunday, June 26, 2011

Finding a 1 Hour Cash Advance Lender Made Easy

1 hour cash advanceFinding a 1 hour cash advance might seem like a daunting task for those that have an immediate cash emergency. If you don’t know how to find a 1 hour cash advance, then we can show you, because it's easier to find than you might think. There are online payday loan lenders that are able to process a cash advance in as little as 1 hour in order to help you alleviate the worry and stress of an unforeseen emergency. Go to Speedy Payday Cash, enter your zip code and if there is a 1 hour cash advance lender in your area then it will be listed. Locate the 1 hour payday loan lender that offers 1 hour cash advances and select them. For a 1 hour cash advance you might need to pay an expedited funds fee, but the approval process is quick, as long as you meet minimum eligibility requirements.

For those with an urgent need for cash, the 1 hour cash advance fee is nominal. By law, percentage rates are listed as an APR or annual interest fee and it will appear to be a high percentage but you must be aware that interest must be listed as an APR even though the loans will only be out for weeks or months, not years. If your in need of a 1 hour cash advance, you will find there are minimal hassles, quick approvals and loan documents transmitted via email. With the quick bank transfer process, and our payday loan lenders offering cash advances in 1 hour, your need for quick cash can be met.

car repair loansIf you have a car repair or medical emergency, the fees are nominal compared to the inconvenience of waiting until the next day or until your next payday. You can use your computer, the Internet and Speedy Payday Cash to find the best cash advance lenders that offer this expedited service and instant approvals, as long as you have a stable job, bank account, and are of legal age. It is much easier to get a quick payday loan once you have established a credit history with a cash advance lender and your credit limit might be increased, the next time an emergency cash need arises you will be able to get the cash you need even faster.

While some people may not believe a cash advance in 1 hour exists, it is possible to find these types of payday loans at Speedy Payday Cash, so there is no need for you to be worried or even wait for a short-term loan to be approved. If you need a cash advance in 1 hour and you know where to go online then your stress and money problems can be relieved quickly.

Need more information on 1 Hour Loans then check out these other blog entries: Best Cash Advance Loans are Quick and Easy to Get, 1 Hour Cash Advance is Just a Few Clicks Away or Online 1 Hour Loans - Fastest Way to Get Cash

Wednesday, June 22, 2011

What to look for in a Pay Day Cash Advance Lender

pay day cash advance lendersWhen you are looking to get a pay day cash advance loan it is crucial that you first spend a little time finding information about the various pay day cash advance lenders before deciding on which cash advance lender to work with. There are a large number of online lenders that offer these types of short term cash loans and the rates, terms and options vary greatly between companies. When taking out a pay day cash loan you will not only want to find a company that is reputable but one that also offers the right loan products to suit your financial needs.

There is a lot of legislation surrounding the pay day loan industry and the guidelines under which they operate will be largely determined by the state in which the pay day cash advance lender operates. Reputable pay day cash advance lenders will not only comply with these laws but also operate competitively within their industry.

Good pay day cash advance lenders set limits on the amount of money their customers can borrow at one time. In most cases these limits are set by state or federal agencies and are put in place to protect customers from borrowing beyond their means. A pay day cash advance lender may have a monetary limit on the amount that can be borrowed or the maximum amount may be determined by a customer’s monthly income. Either way you will need to carefully consider how much you can actually afford to repay from your next paycheck to avoid further financial stress. While extensions are available from most online pay day lenders they should be discouraged as extensions incur additional fees.

Naturally, the fees that a pay day cash advance lender applies to their pay day loans will be a determining factor when deciding on which particular lender to go with however their are other determining factors you should take into account. These loans are short term loans, generally two weeks to one month but the annual percentage rate is not a good indication of the actual cost of the loan as when expressed as an annual percentage rate these charges seem quite high. For this reason, a pay day cash advance lender will usually express their charges as an amount per every $100 borrowed. You can expect to pay anywhere from $25 to $35 for every $100 that you borrow from a pay day lender and with so many lenders offering these loans it is not difficult to find a pay day cash advance lender that will offer a competitive rate on the Internet.

online payday loansThe other important aspect to consider when selecting a pay day cash advance lender through which to obtain your pay day cash loan is the repayment terms that the company offers. Almost every pay day cash advance lender requires the loan to be repaid with you next month’s paycheck and at the time of applying for your loan you will be required to sign a loan agreement that allows the lender to directly debit the loan repayment funds on the repayment date for the loan balance, including fees, thereby clearing your debt. If you receive your paycheck on a weekly or bi-weekly basis you may ask the lender if they can negotiate on repayment terms to enable you to make weekly or bi-weekly repayments, and this is something that may well be considered by the pay day cash advance lender so long as the balance is paid within a one month period.

Finding information about good quality pay day cash advance lenders is easy with the help of Speedy Pay Day Cash. We pre-qualify the lenders before we admit them into our network and only admit those that are honest, reputable and completely upfront about their fees. One thing that can’t be understated is the importance of shopping around and that's exactly what we have done on your behalf. We compare various lenders for you and then provide you with a list of the best and most reputable lenders that will be a perfect match for your needs. By providing you with access to the most reputable online lenders and allowing you to choose a single direct lender you will not be inundated with offers, phone calls and excessive interruptions for days to come from multiple lenders.

Monday, June 20, 2011

Online Pay Day Loan Lenders Aren't All Alike!

pay day loan lenders not alikeWhen you compare online pay day loan lenders, they aren’t all alike. There are some lenders that offer hassle-free and quick cash loan approvals. There are some pay day loan lenders that can complete the entire process in as little as 1 hour. In fact, if you look carefully, pay day loan lenders that can complete the process in 1 hour can be found and be found right here at Speedy Payday Cash. When you need a pay day loan lender that can meet your specific needs and can help you get the emergency cash you need quickly and easily, then look no further!

For many people searching for short-term loans, pay day loans are something they are already familiar with. It used to be that pay day loan companies only operated out of storefront locations in seedy areas. There are now quality, discreet and honest online pay day lenders that offer quick, easy and hassle-free loans to get you the money you need quickly. If you have an unforeseen emergency, it can be helpful and convenient to start the approval process in the morning so you get the cash you need fast and without having to endure an entire day of worry as to how you will handle the financial emergency you are facing.

It can be embarrassing and humiliating to ask friends and relatives for a loan to get you through until your next pay day and some people might feel they are left without a choice, when an urgent need for cash occurs. There can always be unforeseen circumstances that leave you with the need for additional money before you get paid again, but if you start researching online pay day loan lenders, you might find yourself lost and unsure of who to trust or you will get lucky and find Speedy Pay Day Cash where you can get quick and hassle-free short-term cash loans from trusted lenders. We know that when it comes to relieving stress and anxiety, the online pay day loan options that help you get the money you need, from trusted souces and on terms you can afford, are the most attractive options.

When looking at online pay day loans you might be wondering about the high interest rates as the APR's can be several hundred to a couple thousand percent, but what you may not realize is that those rates are based on an annual rate and with pay day loans you won't have the loan out for a year. No matter what pay day loan lender you consider, a high APR is likly what you'll find, but keep in mind that pay day loans are designed as a short-term fix to an unexpected problem and shouldn’t be part of a long-term financial plan.

online 1 hour loansWhen you have an urgent need for cash, know that the loan fees are based on the amount you borrow and are nominal in actual dollars and with Speedy Pay Day Cash you will find lenders that can provide instant approvals with immediate direct deposit. If you prefer not to pay the extra fee for a 1 hour loan then, by all means, consider one of our lenders that provide the cash by the next business morning and without the extra fee for the rush.

Speedy Pay Day Cash and Zippy Pay Day Cash - Where only your zipcode gets you access to a list of quality direct online lenders that loan in your area.

Saturday, June 18, 2011

What Are Pay Day Loans, How Do They Work and What Do They Cost?

Finally, All the Information on; What Are Pay Day Loans, How Do Pay Day Loans Work, What Do Pay Day Loans Cost and Where Do I Find a Pay Day Loan Lender I Can Trust, available all in One Place.

So, what are pay day loans?

what are pay day loansPay day loans these days are similar to the loans people once took out from employers (paycheck advances) that they paid back with interest. Pay day loans these days are available online and from direct pay day loan lenders and are designed to get cash to the borrower fast. While pay day loans have a higher interest rate then a traditional bank loan they however can be applied for and the cash received by the borrower by the next business morning. If utilized correctly, a pay day loan can actually be a great help to anybody who just wants a little boost.

So, how do pay day loans work?

These small loans, typically $100 - $2000, are made for the short-term and designed to assist individuals by helping them make it through until their next pay day. Generally the loan’s length is about two to four weeks. The cost is usually $20 - $25 per $100 borrowed on these loans. A borrower visits a website that provides pay day loans online, completes a short application and gets approved. Once approved, the lender will contact the borrower to go over the terms and verify information and then the borrower receives a pay day cash loan via direct deposit into their checking account. On the date the borrower agreed to repay the loan the funds are debited from the borrowers checking account. However, if the borrower needs more time to repay the loan then they must log into the lenders website and answer a few questions and file an extension request. Extension requests are granted unless the borrower has extended more then four times. Extensions are discouraged but permitted.

How will I know the loan terms prior to accepting the loan?

During the application process the borrower will need to electronically sign a loan agreement by typing their name on the loan agreement. All lenders must disclose the full terms of the loan at the top of the loan agreement, including the amount borrowed, the total cost of the loan, the annual percentage rate of the loan, the total amount the borrower will be repaying and when the loan will be repaid.

Loans can be renewed or even put on a payment plan. If the loan isn’t repaid, then the pay day loan lender has the right to pursue the borrower for repayment just like any other business who is owed cash. The lender may also report the borrower to the credit reporting agencies. Some say that pay day loans make the poor even poorer, because they end up obtaining debt they can’t get out of. Others say that pay day loans provide an excellent service to those who know how to manage their money but just need a little help.

How do I know which pay day loan lender to trust?

pay day lender trustSpeedy Pay Day Cash has evaluated 100's, if not 1000's of pay day loan lenders and accepted only the best of the best into their online network of lenders. If you come to Speedy Pay Day Cash, you'll simply enter your Zip Code and Speedy will provide you with a short list of honest and reputable pay day loan lenders. You simply read the short description of offerings provided by the listed lenders and select the one that suits your particular needs and you'll be directed to that lenders website or application and you'll be on your way to getting a quick pay day loan from a quality lender.

Speedy Pay Day Cash is a division of AtoZ Financials, LLC - Only the Best Pay Day Loan Lenders