Speedy Payday Cash can match you with a direct Cash Advance Payday Lender that loans in your area. Super speedy and easy to use. Enter your zip code, select a lender and your done. Apply online today: There is no lender faster at getting you cash
Using 1 hour payday loans is always a smart move. These loans are easy to get. Approval is easy, because it relies more on income and less on things like credit score or credit history. They are small, short-term loans, so they’re affordable. Best of all these 1 hour payday loans are fast. You can apply and officially be a borrower in just one hour. Here are some of the smartest things you can do with payday loan cash.
1. With 1 hour payday loans, stop worrying about overdue bills
When you realize you have a bill due, but there’s no cash in your bank account, panic sets in, right? You start to think about the consequences, like late fees, the damage to your credit report, and even having your lights or gas turned off. With 1 hour payday loans you can get cash quickly enough that you won’t have to worry about these scary consequences.
2. Use 1 hour payday loans to make a necessary home repair
What about those times something breaks down, something you can’t really live without like the furnace in winter or the hot water heater? To take care of those problems quickly, use 1 hour payday loans.
3. Travel to be with family using cash from 1 hour payday loans
Emergencies, by definition are unexpected, so when they happen you may not have the extra cash you need to cover the associated expenses. A death in the family or other emergency may put you in a tricky position if you don’t have the cash to travel to be with those you care about, but 1 hour payday loans can help.
4. Pay off expensive debt with 1 hour payday loans
No one wants more debt, but it often makes sense to use loans to consolidate and pay off more expensive debt. If your credit cards are maxed out and costing you too much, use 1 hour payday loans to start paying them off. Better yet, avoid using credit cards entirely and rely on these loans instead. They’re only short-term loans so you don’t rack up endless expensive interest.
If you’re ready to use the smart kind of loan, 1 hour payday loans, here’s what you do: Pick up your phone and use our mobile app to complete the application. That’s all you have to do. Your lender will do the rest and get you a loan within one hour.
1 hour payday loans are the number one choice for people who need cash as soon as possible. 1 hour payday loans lenders’ no-hassle approach enables borrowers to qualify for up to $2500 as soon as they submit their application. Borrowers can receive their loan (anywhere from $200-$2500) via direct deposit the very same day they applied.
Here are 10 reasons why a 1 hour payday loan might be the right financial option for you:
1). You’re employed. Having a job is huge.
Without one it’s very difficult to qualify for any financial aid other than government assistance. 1 hour payday loan direct lenders look at a potential borrower’s employment history and/or job before they look at anything else on the potential borrower’s application. Potential borrowers must have a job in order to qualify for any payday loan. Like the name “payday loan” implies, a 1 hour payday loan is a loan against a potential borrower’s paycheck. If you have a job, great—you’ve already jumped the tallest hurdle to getting a payday loan.
2). You make at least $1000 a month.
Jobs that actually pay you enough money to live on are important. Most 1 hour payday loan direct lenders like to see their customers make at least $1000 per month. Direct lenders don’t care how many hours a person works as long as the person meets the minimum income amount per month. Bob Desmond, a 1 hour payday loan lender, explains why:
“It’s hard for a lender to loan someone a large amount of money, let’s say $1000, if they only make $400 a week. Most payday lenders, myself included, require their borrowers to repay their loan a little after their next payday. Most people, especially people in financial stress, can’t repay a $1000 loan if they only make $400.”
3). You have a bank account.
Having a bank account is another important qualification factor for 1 hour payday loan lenders. If you don’t have one, you won’t qualify. It’s as simple as that. Direct lenders work via direct deposit. If you don’t have an account to deposit cash into, you can’t get the 1 hour payday loan.
4). You need cash fast.
Although this might seem obvious to some, many people apply for a 1 hour payday loan when they’d probably do better with an installment loan or line of credit loan. If you need cash now, right now, then a 1 hour payday loan is the right fit for you. There is no other financial service available that can currently help borrowers get a loan in 1 hour. 1 hour payday loan lenders are available 24/7 365 days a year to help customers get the money they need when they need it.
5). You wish you could change your circumstances.
Most people who apply for 1 hour payday loans are stressed, emotional, and worried. They think their bad credit score will prevent them from getting assistance. They think they don’t make enough money. They think they’ll never get out from their current financial situation. If you wish you could change the way your financial future is headed, then a 1 hour payday loan is definitely the right fit for you.
“I have a really bad credit score,” Derek Simmons, a 1 hour payday loan customer said. “I applied for a 1 hour payday loan not really expecting anything to change. I couldn’t believe it when I qualified. I went from having no cash in my bank account to having $2500.”
6). You have bad credit.
A credit score is nothing more than a rating assigned to a person by a big company based on the person’s financial spending/borrowing/repaying habits. A low number usually means the borrower hasn’t taken out many loans, missed one or two payments, or made a mistake in the past. Unfortunately, many large banks and lending institutions base their lending decisions on a person’s credit score. For someone with bad credit, getting a bank-based loan is nearly impossible. 1 hour payday loan lenders could care less about a potential borrower’s credit score. Like we mentioned about, having a job is the most important qualification factor for a 1 hour payday loan.
7). You value your time.
Is time important to you? Do you wish you could avoid standing in line? Making appointments? Sitting on hold? If you do, you’re like most people. 1 hour payday loans lenders work fast so you don’t have to. On average, most applicants complete their application in 5 minutes, get approved 2 minutes after that, receive a call from a direct lender a few minutes later, and get their cash 1 hour after that. There’s no sitting on hold, driving to a location, or waiting in line.
8). You want the best interest rate on a loan.
1 hour payday loans are serviced through a third party website. Hundreds of direct lenders work with the third party company. When a customer applies for a 1 hour payday loan through the third party website’s application, the application is viewed by all the direct lenders in the network. Depending on criteria like the person’s employment history, income, if they’ve applied for a 1 hour payday loan before, and how large of a loan the person wants, the direct lenders decide whether or not they’d like to lend to the person applying. Out of the percentage of lenders that want to lend to the applicant, only the lenders that can offer the best rates are matched with the customer. This process eliminates all lenders that want too much money for their service.
9). You want flexibility.
1 hour payday loans are one of the most flexible options currently available. For an extra fee you can extend the length of your loan if you need to.
10). You want to avoid the middleman.
When a customer applies for a 1 hour payday loan, he or she is signing up for a service that enables them to work one-on-one with their lender. There aren’t receptionists, bank managers, and call centers. Direct lenders work directly with their clients.
Now that you've seen the 10 reasons it's time to apply for a 1 Hour Payday Loan
For more information on how you can qualify for a 1 hour payday loan, please visit our application page and see how much money you could get deposited into your bank account today with our 1 hour payday loan or try one of our other great loans.
When people are faced with unexpected expenses that they don’t have the money to pay right away, they tend to hold off paying their bills hoping that money will eventually come from somewhere. But the reality is that this doesn’t often happen and when a utility is about to be shut off, people tend to think that they have waited too late to try to obtain a loan to meet these expenses. With fast online payday loans, however, this is not the case because you can get an online payday loan today and with ease, simply by going on the internet to Speedy Payday Cash.
Yes, it is possible to get a fast online payday loan today and have access to much needed funds almost instantly. What’s more you can review our lenders and pick the one that's right for your situation without even having to leave your home or job. Everything you need to do in order to obtain a fast online payday loan today can all be done online at Speedy Payday Cash.
The first step to securing your fast online payday loan today is to get online, go to Speedy Payday Cash, enter your zip code, get a list of reputible direct payday loan lenders, pick the one that meets your immediate needs and apply. We have already pre-qualified the lenders to ensure you will be getting access to honest, up front and reputable lenders. You will have instant access to several lenders and a quick visit to their websites will allow you to find out a bit more about them, their fees and how they can meet your immediate cash needs. You will get an instant online approval then you can rest comfortablly knowing the cash will be in your account soon to keep all your utilities on.
To apply for your fast online payday loan today all you need to do is to complete a short application, from one of our direct lenders, containing your details and employment status. This application takes just a few minutes to complete and is submitted with just a press of a button. You will receive approval for your fast online payday loan today because there are no credit checks performed and the only collateral needed is your job and ability to repay the loan. All the lenders need to do to approve you online payday loan today is to verify that the information you completed is correct and check your employment details with your employer. No worry, your employer will never know it was a payday lender asking to verify your employment.
Now that your fast online cash loan is approved all you need to do is wait a few minutes, if you selected a 1 hour payday loan, then check your bank account. If you choose not to pay the extra fee for a 1 hour loan then the funds will be in your bank account by the next business morning. The lender will have electronically transferred the funds from your loan and you should see your much needed cash in the account you provided. You will be able to access this money as soon as your financial institution releases these funds to you, which should be immediately. It is really that fast and easy to take out a fast online payday loan today.
So, don’t wait until your bills are overdue and your creditors begin charging you late fees or cutting off your utilities. Get an online payday cash loan today and keep on top of your bills.
