Low Cost Loans and Other Tips for Saving Money This Holiday Season

It’s easy to get out of control over the holidays. People tend to drink too much, eat too much, and spend too much. Instead of letting this happen to you, make better choices this year. We have some great tips for how you can save money while still enjoying the holidays, and it all begins with a low cost loan.

Spend with a Low Cost Loan

The first problem you may have is that you just don’t have enough money for the holidays. You don’t have to let that keep you from enjoying parties, gifts, and family dinners. With the cash from a low cost loan you can still participate and do it in a way that makes sense. With this low cost loan you get a small, personal loan that is easy to apply for, easy to get approved for, that provides cash in a hurry, and most importantly that is truly affordable. You won’t have to go way into debt to enjoy the holidays.

Buy Secret Santa Gifts with a Low Cost Loan

Buying presents is the biggest expense most people face over the holidays. This year, to save money, instead of buying something for everyone you know, start secret Santa gift exchanges. You can do one with family, one with friends, and one with coworkers. That means buying only three gifts with your low cost loan cash instead of something for everyone. It’s a fun and affordable way to enjoy gift giving.

Use a Low Cost Loan to Get Deals Now

If you start shopping for the holidays early you can take advantage of sales and clearance items as they happen. If you wait, you end up being forced to pay whatever price is listed. The problem is that you may not always have the cash on hand to strike when the deal is hot. The good news is that low cost loans provide cash in about 24 hours or less. So you can get that great deal just by applying for a quick loan.

Instead of Hosting Dinner, Have a Potluck

Hosting a holiday dinner is stressful and expensive. Turkeys and all the trimmings aren’t cheap. Instead of making everything for your holiday dinner this year, host a potluck. Ask your friends or family to contribute one dish and all you’ll need to buy with your low cost loan cash is a nice fat bird. Applying for these loans is easy and you can get started just by using our mobile app.

Low Cost Loans and Other Tips for Saving Money This Holiday Season By Eric Knapp - 9/28/16

Why Wouldn’t You Want A Low Cost Loan?

Everyone wants to be financially comfortable – having enough money simply makes everything easier. It’s not even necessary to be wealthy, although most of us wouldn’t turn that down – just knowing the bills will all be paid on time and the fridge will never be empty is enough to remove a huge weight that a lot of us walk around with day in and day out. Particularly if you work an hourly job and have to cope with a certain amount of fluctuation in your weekly or monthly income, it’s important to have a back-up plan – emergencies happen, or even just a lean paycheck that happens to fall on the week the rent is due can tighten your budget far more than is comfortable. A low cost loan means extra cash when you need it, essentially borrowed from your next paycheck, instead of having to watch every penny and maybe even not pay certain bills or reduce your grocery bill for the next two weeks.

You Can Get A Low Cost Loan Using Just Your Smartphone

Getting a low cost loan is fantastically easy. Thanks to the magic of the internet, anyone can go online any time, 24 hours a day, and complete the application in minutes. The website and application are designed to be mobile-friendly, so if you’re at a computer or laptop, great – but if you’re not all you need is your tablet or smartphone, and the site will be just as easy to navigate and complete forms on. Only a few years ago we never could have imagined how much work and entertainment we’d be managing through our mobile telephones! But they’re as powerful as many computers now, and as secure as computers. There’s nothing about an online loan application they can’t manage. There’s nothing to print, nothing to upload or fax – it’s literally just a handful of questions on a secure online application form, which is transmitted to the lender through encrypted channels so you can feel confident that nobody can access your valuable personal data except the intended recipient.

Bad Credit, No Credit – It’s All Ok When You Apply for Low Cost Loans!

Don’t let credit problems interfere with your ability to live your life! If you’ve had financial problems in the past, or simply never built a decent credit rating, not having a credit card will be an obstacle to certain types of transactions - travel reservations, tuition for kids’ extracurriculars or summer camp, or other larger expenses that need to be paid up front. We all plan to be good responsible savers, but it’s harder than it sounds! And even when we do manage to put funds away, as often as not something unplanned comes along, such as an unexpected bill or repair, and we spend our savings balance on that. Anyone who meets the requirements - at least 18 years old, a US citizen, at least $1000 monthly income, and a bank account – has a great chance of being approved for a low cost loan, absolutely without regard to their credit rating, which won’t even be checked!

Why Wouldn’t You Want A Low Cost Loan? By Mindy Lobo - 6/8/16