Showing posts with label reputable online lenders. Show all posts
Showing posts with label reputable online lenders. Show all posts

Wednesday, June 22, 2011

What to look for in a Pay Day Cash Advance Lender

pay day cash advance lendersWhen you are looking to get a pay day cash advance loan it is crucial that you first spend a little time finding information about the various pay day cash advance lenders before deciding on which cash advance lender to work with. There are a large number of online lenders that offer these types of short term cash loans and the rates, terms and options vary greatly between companies. When taking out a pay day cash loan you will not only want to find a company that is reputable but one that also offers the right loan products to suit your financial needs.

There is a lot of legislation surrounding the pay day loan industry and the guidelines under which they operate will be largely determined by the state in which the pay day cash advance lender operates. Reputable pay day cash advance lenders will not only comply with these laws but also operate competitively within their industry.

Good pay day cash advance lenders set limits on the amount of money their customers can borrow at one time. In most cases these limits are set by state or federal agencies and are put in place to protect customers from borrowing beyond their means. A pay day cash advance lender may have a monetary limit on the amount that can be borrowed or the maximum amount may be determined by a customer’s monthly income. Either way you will need to carefully consider how much you can actually afford to repay from your next paycheck to avoid further financial stress. While extensions are available from most online pay day lenders they should be discouraged as extensions incur additional fees.

Naturally, the fees that a pay day cash advance lender applies to their pay day loans will be a determining factor when deciding on which particular lender to go with however their are other determining factors you should take into account. These loans are short term loans, generally two weeks to one month but the annual percentage rate is not a good indication of the actual cost of the loan as when expressed as an annual percentage rate these charges seem quite high. For this reason, a pay day cash advance lender will usually express their charges as an amount per every $100 borrowed. You can expect to pay anywhere from $25 to $35 for every $100 that you borrow from a pay day lender and with so many lenders offering these loans it is not difficult to find a pay day cash advance lender that will offer a competitive rate on the Internet.

online payday loansThe other important aspect to consider when selecting a pay day cash advance lender through which to obtain your pay day cash loan is the repayment terms that the company offers. Almost every pay day cash advance lender requires the loan to be repaid with you next month’s paycheck and at the time of applying for your loan you will be required to sign a loan agreement that allows the lender to directly debit the loan repayment funds on the repayment date for the loan balance, including fees, thereby clearing your debt. If you receive your paycheck on a weekly or bi-weekly basis you may ask the lender if they can negotiate on repayment terms to enable you to make weekly or bi-weekly repayments, and this is something that may well be considered by the pay day cash advance lender so long as the balance is paid within a one month period.

Finding information about good quality pay day cash advance lenders is easy with the help of Speedy Pay Day Cash. We pre-qualify the lenders before we admit them into our network and only admit those that are honest, reputable and completely upfront about their fees. One thing that can’t be understated is the importance of shopping around and that's exactly what we have done on your behalf. We compare various lenders for you and then provide you with a list of the best and most reputable lenders that will be a perfect match for your needs. By providing you with access to the most reputable online lenders and allowing you to choose a single direct lender you will not be inundated with offers, phone calls and excessive interruptions for days to come from multiple lenders.

Thursday, June 16, 2011

How to Find the Best Payday Cash Loans Online

best payday cash loans onlineIt would be great if we could all predict when we may require some extra cash so we could limit our spending during a given month or plan ways in which we could earn extra cash. But the reality is that we can’t and while it may appear that our finances are under control, this could all change instantly and without warning, and you could go from comfortable living to not being able to meet expenses, literally over night. The good thing is that payday cash loans are readily available online to help people in these situations, so when it looks like you may be heading down that path, you will want to make sure that you know where to find the best payday cash loans online that can get you the money you need and at the most competitive rate possible.

Finding the best payday cash loans online is now as easy as going to Speedy Payday Cash. By searching on the internet for payday loans you will not only find a large number of companies and try to compare them but you will find that is not so easy and most do not show their rates. Furthermore, you will not be able to determine if they are honest, trustworthy or reputable. That's OK because their is a company that has done the work for you and does not allow lenders into their network unless they have great rates, are upfront with all costs and are honest, trustworthy and reputable and that company is; you guessed it, Speedy Payday Cash.

To find the best payday loans online simply come to the Speedy Payday Cash website and enter your zip code and you will be provided you with a list of the best payday cash lenders online and some of what they offer. You then pick the lender that is right for you, no submitting you to hundreds of lenders which would damage your credit and cause you to receive 10's if not hundreds of calls from unknown lenders.

Our payday cash online lenders can provide you with the service you need after you submit your income details and the amount you require. Within minutes you will receive a an acceptance and the lender will instruct you on how to proceed.

One thing that you will need to be aware of is that the best payday cash loans online don’t always mean the cheapest. So, while it is important to find a payday loan that has a rate that is competitive, it is just as important that their are no hidden charges that blow out the total cost of the payday loan itself.

Another important thing to consider when seeking out the best payday cash loans online are the terms and conditions attached to these loans. Be sure to read about the repayment terms and any penalties that may apply for late payment or even paying off the loan early.

best payday cash loan lendersThe best payday cash loans online will almost certainly come from the best payday lenders. Finding a reputable lender that offers great customer service is an important thing that our lenders provide as well. You can check out what our lenders offer with their payday cash loans online and this will give you a good indication of how the loan will meet your needs.

It is not difficult to find great payday cash loan products at very competitive rates on the internet, when you use Speedy Payday Cash, but ultimately the best payday cash loans for you will be ones that suit your individual circumstances. Before taking out any cash loan you should always carefully assess you own finances and be sure that you can afford to repay the loan from your next paycheck without causing ongoing financial stress. Most lenders offer extensions but we don't encourage them.

Speedy Payday Cash helps borrowers find the best payday cash loans online but if you need more information about payday loans online then continue to read all the information on our blog.

Monday, June 13, 2011

Getting a 1 Hour Cash Advance is Just a Few Clicks Away

1 hour cash advanceAnyone who gets paid monthly will understand how tight the finances can be a week or two out from payday and if unexpected and urgent expenses arise during this time many people may find themselves in a position where they can’t possibly meet these expenses. To assist with these bills and reduce the risk of destroying your credit rating you may want to consider a 1 hour cash advance to get the extra money you need immediately.

A 1 hour cash advance loan is a small cash loan that you take out using your next paycheck as collateral. The amount you are able to borrow through these kinds of loans is dependent on your income and is generally a percentage of your paycheck. Most people will take out a 1 hour cash advance loan when they are met with sudden and unexpected expenses that they have not factored into their monthly budget and therefore do not have the funds to make these payments immediately.

The great thing about a 1 hour cash advance is that it enables you to access money almost instantly. These loans take minutes to apply for and approval time takes less than an hour, after which the lender will be able to transfer your cash loan into your bank account immediately. For this reason it is hardly surprising that 1 hour cash advance loans are fast becoming one of the most popular cash loan products around.

In order to ensure that getting a 1 hour cash advance is a positive thing for you and your family you need to carefully consider your individual financial situation and make certain that you can afford to repay the loan with your next paycheck without experiencing further financial hardship.

When you apply for a 1 hour cash advance the lender requires you to fill out simple application and sign a loan agreement whereby you agree to pay back the loan on your next payday. If there are insufficient funds to clear your loan, you will be faced with additional charges and penalties, making your 1 hour cash advance rather expensive.

Before applying for a 1 hour cash advance you could do some research of the many thousands of lenders online or use Speedy Payday Cash where we have pre-qualified the lenders for you. We only allow lenders into our network that are reputable, offer the lowest fees and the greatest number of loan options. You should however, carefully read your loan document to ensure you are aware of and agree with all the terms the lender is offering before you sign.

1 hour cash advancesGetting a 1 hour cash advance is now easier than ever and there are many trustworthy and reliable lenders available online, right now - through Speedy Payday Cash, that are committed to making the process of getting a payday cash advance loan as fast and stress free as possible for their customers. So when you have an expense pop up that can’t wait until payday, get to Speedy Payday Cash and see how quick and easy we've made it for you to get money fast with a 1 hour cash advance loan.

Speedy Payday Cash lenders offers 1 Hour Cash Advances, Lines of Credit, Faxless Payday Loans and more with just a few clicks of the mouse.