Wednesday, May 18, 2011

The Easiest Way For You to Get Cash When You Need It is to Visit Speedy

peedy Payday Cash makes it easy to get the cash you need and when you need it most.

          There is no doubt that more and more people are faced with the pressures of juggling their bills and household expenses and, when you find yourself living from paycheck to paycheck, finding the money for an unexpected expense can be an impossible task. Most people who have regular incomes can manage, most of the time, to organize their monthly expenses, but there may be times when the bills come in a little higher than usual or you incur a surprise expense and find that you simply don’t have the cash to meet those payments upfront. When you know you can meet those additional expenses from your next paycheck, but cannot wait for it to come in then a fast and easy payday cash advance loan can certainly get you out of trouble.

          When you take out a payday cash advance loan from a Speedy Payday Cash lender you don't need the collateral normally required for traditional personal loans and, what’s more, applying for a payday cash advance loan has never been easier. It's easier because it doesn’t require the mountains of paper work normally associated with getting a loan. All that is needed in order to secure a fast payday cash advance loan is that you have a regular and steady income and that you are over the age of eighteen. This kind of loan is designed to be provided quickly and repaid quickly, usually with a few weeks, but depending on your financial situation our lenders allow you to make repayments in installments by offering extensions as needed

         With many of the other lending agencies now online, getting a payday cash advance loan can be difficult but with Speedy is has never been easier and are lenders are more competitive because Speedy offers you a choice of lenders and the lenders are therefore forced to be more competitive. You just enter you zip code and we do a quick search and provide you access to a number of payday cash advance loan lenders and loan products.  We list them for you so you can easily compare products, rates and terms and therefore know you are getting the right loan to fit your unique needs. With Speedy Payday Cash you can always be certain that you are making an informed decision before applying for a loan with a selected lender.

          Applying for a payday cash advance loan online is quick and easy. All you need to do is fill in your zip code and select the lender that is right for you. Once you select a direct lender then you will be sent to their website to complete a simple application and be notified within minutes that you have been approved for your payday cash advance loan. By the next business morning the cash will be electronically deposited into your bank account so that you can quickly and easily access your much needed cash.

          It is not uncommon for customers to find themselves in desperate need of a few hundred dollars to meet some kind of unforeseen expense. Do to every one's financial hardships, there are fewer friends or relatives we can turn to for financial assistance. Speedy Payday Cash has made applying for and receiving a payday cash advance loan a quick and hassle free way for you to get access to your paycheck before payday.

          So if you find yourself in need of cash in a hurry then a payday cash advance loan through Speedy Payday Cash is certainly worth looking into. Click on one of the links provide and find out more about the many lenders and loan offers we provide and get access to the cash you need to help you out of this tough situation.

Speedy Payday Cash is a division of AtoZ Financials, LLC - Always Looking Forward

Saturday, May 7, 2011

Payday loans are controversial – but they do fill a need

Now we’ve clearly shown both sides of the argument – and it’s a huge argument these days. So which party do you side with? That depends on your immediate situation. If you really just have to have it, and you don’t have any other choice, then a no fax and no credit check payday loan is probably the wise thing to do. At least you’ll be able to keep your sanity, even if it does cost you a few dollars.

When you find yourself in that situation, use it as an opportunity to learn. Remember, there are no mistakes – just lessons. If you have to get a payday loan get it online with a faxless payday loan, make sure you don’t roll it over too many times – that’s when it becomes a problem. And in the meantime, try to build up an emergency fund so you will be able to cover those unexpected costs. Become a good financial manager. Then you’ll have an alternative, and you won’t have to rely on an online payday loan as ”your last resort”.

Speedy Payday Cash can help you find an experienced, qualified, up front lender and get you cash fast.

Speedy Payday Cash is a division of AtoZ Financials, LLC

Friday, May 6, 2011

Why would you choose not to get a payday loan?

Previous post examined the convenience of payday loans, let’s take a fair look at the disadvantages. Throughout the U.S., governments on every level are looking at payday loan companies with increasing concern. Many people think that they take advantage of low-income people in financial trouble. Some go as far as to say they “prey” on them. Their argument to that is that they’re filling a need and they’re not doing anything illegal. So the controversy continues – let’s examine why.

Remember back when you thought you’d solved your problem and you could get on with your life? Well, what if your next paycheck, after your budgeted expenses, wasn’t enough to pay back the loan?

If you came up short again, you needn’t worry – payday loans are renewable, or extendable. This process is called “rollover” and, if you do it too many times, it could end up costing you a lot of money. Let’s look at an example: Say you borrowed $100 for 14 days (until your next payday). Your account will be drafted by the lender for the $120 (includes your $20 fee). The APR (annual percentage rate) of that loan is 521%! If you can’t pay back the $120 on the due date, you can rollover the loan for another two weeks. If you rollover the loan three times, the finances charge would reach $60 for a $100 loan. That’s pretty high interest, don’t you think?

These are things you need to consider when you’re deciding if a payday loan is the right choice in your particular situation. Yes, the cost of the loan is high, but it provides you with the money you need, when you need it, thus avoiding a lot of stress and trouble. It’s very true in consumerism today that convenience costs money. But is it worth that much? That’s a question you’ll have to answer for yourself.

Speedy Payday Cash is a division of AtoZ Financials, LLC

Wednesday, May 4, 2011

Where can you get a faxless no credit check payday loan online?

Faxless no credit check online payday loan companies are all over the internet. There are over 10,000 payday loan lenders in business in the U.S. And they’re spread out in similar fashion throughout the world. If you havent found the quality lender online that you deserve then you've came to the right place.  Give Speedy Payday Cash a try at helping you fine the best lender available.

Payday lenders are in business to “help” those in dire financial need. They offer loans to people who can’t find the money they need anywhere else or who simply want the ease and convienience of borrowing online.

Let’s profile one company who offers payday loans as part of their overall financial services business –Speedy Payday Cash.

Speedy Payday Cash was created as an alternative to banks. Their hours would extend beyond banking hours, and they situated themselves in the online lending market, unlike banks. Unlike other online lenders they offer several different loan options, such as 1 hour loans, line of credit, payday loan cash advances.  They must be on the right track because they are growing rappidly and their customers have been pleased.

A typical Speedy Payday Cash customer is an average working person, 32 years old (82% of customers are under the age of 45) and employed, with an annual income around the national average. These customers come to Speedy Payday Cash because of their fast service, their availability online, the fact that they can apply 24 hours a day and the fact that they get to choose the lender and not get passed around. The founders of Speedy Payday Cash were right – their original ideas are proven right every day.

Since adding payday cash advances to their financial services, they’ve carved themselves a very nice niche in the industry. But they’re definitely not the only choice. You can now find at least one, and usually several, payday loan lenders advertising on about every internet service or page.

Speedy Payday Cash is a division of AtoZ Financials, LLC

Monday, May 2, 2011

Why would you get a payday loan?

Payday loans are popular for a number of reasons.

■To those who are in the position of needing one, the advantages outweigh the disadvantages.

And yes there are disadvantages, but we’ll look at those in a later post.

1.Put yourself in the shoes of the person who needs some fast cash. Perhaps you’ve just been put in the unenviable position of unexpectedly needing some cash and being “caught short”. You might have had an unexpected medical bill or car repair bill, or you might be needing to travel unexpectedly, like in the case of a death in the family.

2.Others may need fast cash to pay their everyday expenses, like rent, groceries, utilities, etc.

Whatever the reason, when you need cash and you just don’t have it.

■ A payday loan is a great choice
■ There is nothing to fax with a faxless payday lone
■ There is no credit check so no worries there
■ You can get cash in 1 hour with a 1 hour payday loan
■ You can pay it back over time and even reborrow with a line of credit

Well, what are the benefits of payday loans?

1. You won’t have to go through the hassle of a credit check when applying for a payday loan.
2. You can apply easily and quickly on the Internet for a payday loan.
3. The process takes less than 20 minutes to apply for a cash loan.
4. The cash loan proceeds are automatically deposited into your bank account within 24 hours.
5. Payday cash loans are affordable, at least immediately – you won't have any up-front costs.
6. Online cash advances are discreet – nobody else is involved.
7. Cash loans are secure – your financial information is encrypted and isn’t shared with others.

Ok, that makes sense. Those are enough reasons to get rid of the stress of being short of cash. It’s a “quick fix”. You can cover the shortage, and get on with your life. And you’ll be able to pay it back on your next payday, right? So we’ve solved your problem.

Speedy Payday Cash is a division of AtoZ Financials, LLC

Sunday, May 1, 2011

Speedy Pay Day Cash Launches On-Site Blog

Why would you want your blog to be on-site?
With blogger and feed burner blogs, why you might ask, would Speedy Payday Cash need an on-site blog? 
If you really don't know the answer to this question then this post is definitely for you!

Three Good Reasons Why You Should Host Your Blog on Your Own Domain

1. It lets you build a reputation with search engines and build a brand as a blogger.
2. It significantly increases your site content letting the search engines know that you are important.
3. It increases traffic directly to your site not to a blog engine site
4. It allows you to index your blog, add it to your sitemap and make all links "do follow"

Yes, I know that was four great reasons. Lucky You!

For these reasons and many more

Come take a peak and leave a comment or two

Friday, April 22, 2011

Online Payday Loans

Where does all the time go?

The days seem to be getting longer and the amount we need to fit into each day appears to be increasing each week, month and year. If we can find ways to save time and get more done, we can also save our sanity at the same time. Nothing can be more important than making sure our finances are in order and there will be times where we feel we are not in control of our budgets or our bank account. Getting payday loans online can help alleviate some of the financial burdens that arise, help you out of an emergency cash situation and enable you to get back on track before your next payday comes around. As online payday loans involve a simple and effective process, they are perfect for people wishing to save face and get out of a tricky financial situation without having to ever explain themselves or be embarrassed by the cashless situation they have found themselves in.

Bank Loans vs Payday Loans

Traditionally, the process of obtaining a loan from a bank involved a great deal of anxiety, especially when waiting to hear the magic words that your loan has been approved. It could take several days or even weeks from the time you submit your application, to be approved and for the funds to then be deposited into your bank account. Some people unfortunately do not have the time to wait, especially if you have just received a letter in the mail saying your electricity bill is overdue and about to be cut off.  Finding a payday loan online has never been easier and has helped to take care of this anxiety.  Instant online payday loans are a great way to get the cash you need as quickly and as effortlessly as possible.

Getting cash fast with an online payday loan

If you need cash now for an emergency, you can now find a payday loan online and in a matter of minutes your loan request can be submitted. Wait twenty minutes to an hour and you'll know that your online payday loan offer is ready and on the table. By the next business morning your quick action will have paid off and your online payday loan will have been deposited in your bank account and you will be able to breathe a sigh of relief. These are the great advantages of online payday loans and many people all over the world have been able to benefit from this emergency cash system.

Emergency cash helps solve problems

Not having enough cash to cover the cost of something that is important to you or your family is a good reason to obtain an online payday loan.  If you are the breadwinner in your family, yet you don’t have enough food to put on the table for dinner, you might find yourself feeling like you have let your family down. However, obtaining an online payday loan will really help you get the cash you need without you ever having to face the embarrassment or shame of not having enough money or the ability to provide for your family. You can easily and safely complete a short one page application to apply for an online payday loan and only you and your payday loan lender need to know about your emergency situation.

Convenience of Online Payday Loans

Online payday loans are quick and convenient, and for many that have taken advantage of this opportunity in the past know that it can really be a lifesaver when it comes to saving face and providing for their family. Payday loans online are an arrangement between yourself and the payday loan lender, no one else will need to know.  The main thing you should keep in mind, is your ability to repay the full amount of the loan on your next payday, without leaving yourself short again.  While lenders do provide extensions they are usually not recommended.

Wednesday, April 20, 2011

How to get Instant Cash with an Overnight Payday Loan

Overnight Payday Loans

An overnight payday loan offers a means of negotiating a  short term economic emergency. It is a fast online loan that doesn’t involve credit checks. There are no restrictions on its usage so it can be used for absolutely any need. Despite the fact that banks won’t help those who have missed or produced late payments, a payday lender may well be in a position to aid. It is for that exact reason that personal loan lenders use an entirely different set of criteria to establish eligibility for a fast payday cash advance loan.


Eligibility for an Overnight Payday Loan

Payday cash advance loans usually don’t rely on credit scoring and in order to be eligible, the borrower will need to be at least 18 years old and have full-time employment with a minimum income of $1,200 a month. He/she must also have a bank checking account. Providing the borrower is able to comply with the above, they will usually be able to get an instant cash loan.


Instant Money Loan Interest, Fees and Charges

Being that the risk of the borrower defaulting is high, it reasons that an instant payday cash advance loan will be more expensive. The price of an overnight payday loan varies between providers, but it normally costs between $20 to $25 to borrow $100 for up to a month. Payday loans can often be extended at the original rate, usually up to four months. Failure to repay the loan on time can lead to extra charges and the matter being reported to credit reporting agencies.


How a Speedy Payday Cash Advance Operates

As soon as eligibility has been established and the borrower signs his/her loan document the funds will be deposited in the borrowers account via an ACH transaction and is usually available by the next business morning. An ACH transaction is similar to a direct deposit.  The loan is set to be due when the borrower is paid. The borrower will be responsible for paying back the principal (original amount borrowed) the fee that is charged for the loan. Provided the borrower completes their application and electronically signed loan document prior to 5:00 PM eastern time, the cash will reach the borrower’s account on the very next morning. If the application is received following this time, it will arrive the subsequent working day at the latest.


Pros and Cons of Payday Cash Advance Loans

An overnight payday loan can solve an urgent short term financial need, such as paying the rent, a utility bill, fixing your car or taking a beloved pet to the vet. While a loan can be taken out for any reason, it is inadvisable to borrow money for frivolous or unnecessary purchases. Bear in mind that taking out a loan will leave you with much less cash to pay the bills the following month. It is possible to get trapped in a cycle of dependency on payday cash advance loans, so please borrow responsibly. is a division of AtoZ Financials, LLC

Tuesday, April 5, 2011

Best Payday Loan Companies Survive on Word of Mouth Recommendations

Many people discover the best payday loan companies and the best offers via traditional word of mouth recommendations. These lender endorsements can come from family members, work colleagues or friends who have previous experience with them. People often ask relatives or friends to recommend a company when contemplating various purchases. Applying for fast cash credit in an emergency is a personal decision that requires a sensible approach. By looking for the best payday loan companies that people you know have told you about, and approved, is a great starting point.

There are thousands of payday loan lenders on the Internet to choose from when you are searching for a quick lending option. Many sites gather good payday loan companies together and analyze them to provide references for people to read online. These details and opinions can give you a lot of useful background information on good payday loan companies. They let you see beyond the prices and learn of real peoples good and bad experiences with lenders. Browsing these sites also provides a simple way to reinforce a spoken recommendation and find a few more suitable alternatives. You will need at least two or three lenders to be able to do any comparisons.

Even if you have family or friends recommendations it is advisable to also find a couple of the best payday loan companies yourself. Then you will have a varied selection of the best payday loan companies for further inspection and comparing. If you have researched lenders in advance for their customer feedback it will help you evaluate them in a better light. You can then list them for preference in terms of all aspects rather than concentrating on cost. The cheapest cash advance lenders of these very convenient borrowing methods are not always necessarily the best option.

The best payday loan companies earn their fine reputations by supplying a very professional efficient and secure service. They will process and deliver everything they promise in the finance agreement with clear and up front pricing. You will know exactly the total amount you will be expected to repay and the due date for payments to commence. The best payday loan companies are those that are easily contactable and renowned for their excellent customer focused attitude. It is worth remembering to take heed of word of mouth recommendations as the attributes of your chosen cash advance lenders have already been tried and tested. These personal test runs can guide you towards the best lender for your needs.

Speedy Payday Cash has pre-qualified the best lenders that we recommend and can assure you they are easily contactable, renowned for their excellent customer service, fast, safe and secure.  So, come let us help you find the best cash advance payday lender for you.

Friday, April 1, 2011

If You Are Short of Cash and Need a Quick Solution, Speedy Can Help

 When you're short on cash, you need a quick solution.

A payday loan lender is one of many options that can provide an efficient payday loan for a low rate. But just because we can get you a loan doesn't mean we sacrifice quality. You'll find that our service is courteous, respectful and our online team is readily available to help you.

Most people think it's difficult to get a payday loan. Think again! With Speedy Payday Cash, money is right at your fingertips. Connecting you with quality direct payday loan lenders that will loan in your area is our specialty! We've pulled out all the stops to get you the cash you need during your most difficult times.

With a simple application process and minimal requirements, you'll be well on your way to instant cash. We make it easy to get an approval.  We list all the direct payday loan lenders, we are certain, can get you a loan even if you have bad or no credit. So if your credit has stopped you from getting a loan in the past, it's no problem for us! Most of our lenders don't use Teletrack, so you don't have to worry about your poor credit.

Our loan approval requirements are easy: you must have been at your current job for at least 3 months, have a valid checking or savings account, and have a net monthly income of at least $1,200.

There are no documents to fax—everything is done over the Internet. This allows us to get you your money as quickly as possible—discreetly delivered right into your bank account! Once you're approved, our lenders offer plenty of options for repayment of your payday loan. We also make your payday loan easy by directly depositing the money into your bank account. There's no need to make a trip to the bank and waste your time and your gas.  Some of our lenders provide a free pre-paid visa card so returning customer can get cash within one hour!

For easy pre-qualified payday loan lenders, use Speedy Payday Cash as your trusted provider!

Customer Notice: A Payday Loan Lender should be used for short-term financial needs only and not as a long-term financial solution. If you are experiencing credit difficulties, we recommend consulting with a credit counselor. SpeedyPayDayCash only offer cash advance and payday loan in those states where permitted by the state banking authority.