Wednesday, June 29, 2011

Instant Approval Cash Advances Eliminate Stress

instant approval cash advances eliminate stressThe stress of waiting for an answer on a short-term loan can be eliminated with today’s cash advance instant approval options. Most people enjoy the stress-free and hassle-free options that instant approval cash advance payday loans offer. In fact, with the Internet, when you need a cash advance our instant approval loans save you the worried anticipation that used to come with needing money, and eliminates the uncertainty as to whether you will even get the loan!

There is nothing more worrisome than an unforeseen emergency that you haven’t got money to take care of immediately. With the online cash advance, instant approval eliminates stress and offers an option to get the money in your bank account quickly. When you need a quick cash advance, instant approval is available through Speedy Payday Cash lenders which have a minimal eligibility and quick approval process. When you are concerned with unexpected car repairs or you find a utility bill you forgot about, it eliminates stress and worry when you are able to get the cash you need with an instant approval cash advance option.

instant online cash advancesThere are many benefits to these types of short-term loans because you can apply and complete the process from the convenience and comfort of your own home or office. When you are faced with an emergency cash need, getting cash advance instant approval loans eliminate the worry, so you can focus on other things. This is not the only benefit of these types of payday loans as you are also saved the embarrassment of turning to your friends or relatives, which is what many people do when they need emergency cash.

You now have the ability to get a hassle-free cash advance and instant approval to get the cash you need, without any embarrassment. There is no embarrassment or long delay and there is minimal stress involved, when you choose Speedy Payday Cash for your online short-term payday loan borrowing needs. For those in need of a cash advance, instant approval makes the transaction go smoother, quicker and it takes the anxiety out of an already stressful situation. Speedy cash advance instant approval borrowing options are easy and hassle-free, allowing you to get the money you need in a matter of hours.

Speedy Payday Cash is a division of AtoZ Financials, LLC online payday loan lenders

Sunday, June 26, 2011

Finding a 1 Hour Cash Advance Lender Made Easy

1 hour cash advanceFinding a 1 hour cash advance might seem like a daunting task for those that have an immediate cash emergency. If you don’t know how to find a 1 hour cash advance, then we can show you, because it's easier to find than you might think. There are online payday loan lenders that are able to process a cash advance in as little as 1 hour in order to help you alleviate the worry and stress of an unforeseen emergency. Go to Speedy Payday Cash, enter your zip code and if there is a 1 hour cash advance lender in your area then it will be listed. Locate the 1 hour payday loan lender that offers 1 hour cash advances and select them. For a 1 hour cash advance you might need to pay an expedited funds fee, but the approval process is quick, as long as you meet minimum eligibility requirements.

For those with an urgent need for cash, the 1 hour cash advance fee is nominal. By law, percentage rates are listed as an APR or annual interest fee and it will appear to be a high percentage but you must be aware that interest must be listed as an APR even though the loans will only be out for weeks or months, not years. If your in need of a 1 hour cash advance, you will find there are minimal hassles, quick approvals and loan documents transmitted via email. With the quick bank transfer process, and our payday loan lenders offering cash advances in 1 hour, your need for quick cash can be met.

car repair loansIf you have a car repair or medical emergency, the fees are nominal compared to the inconvenience of waiting until the next day or until your next payday. You can use your computer, the Internet and Speedy Payday Cash to find the best cash advance lenders that offer this expedited service and instant approvals, as long as you have a stable job, bank account, and are of legal age. It is much easier to get a quick payday loan once you have established a credit history with a cash advance lender and your credit limit might be increased, the next time an emergency cash need arises you will be able to get the cash you need even faster.

While some people may not believe a cash advance in 1 hour exists, it is possible to find these types of payday loans at Speedy Payday Cash, so there is no need for you to be worried or even wait for a short-term loan to be approved. If you need a cash advance in 1 hour and you know where to go online then your stress and money problems can be relieved quickly.

Need more information on 1 Hour Loans then check out these other blog entries: Best Cash Advance Loans are Quick and Easy to Get, 1 Hour Cash Advance is Just a Few Clicks Away or Online 1 Hour Loans - Fastest Way to Get Cash

Wednesday, June 22, 2011

What to look for in a Pay Day Cash Advance Lender

pay day cash advance lendersWhen you are looking to get a pay day cash advance loan it is crucial that you first spend a little time finding information about the various pay day cash advance lenders before deciding on which cash advance lender to work with. There are a large number of online lenders that offer these types of short term cash loans and the rates, terms and options vary greatly between companies. When taking out a pay day cash loan you will not only want to find a company that is reputable but one that also offers the right loan products to suit your financial needs.

There is a lot of legislation surrounding the pay day loan industry and the guidelines under which they operate will be largely determined by the state in which the pay day cash advance lender operates. Reputable pay day cash advance lenders will not only comply with these laws but also operate competitively within their industry.

Good pay day cash advance lenders set limits on the amount of money their customers can borrow at one time. In most cases these limits are set by state or federal agencies and are put in place to protect customers from borrowing beyond their means. A pay day cash advance lender may have a monetary limit on the amount that can be borrowed or the maximum amount may be determined by a customer’s monthly income. Either way you will need to carefully consider how much you can actually afford to repay from your next paycheck to avoid further financial stress. While extensions are available from most online pay day lenders they should be discouraged as extensions incur additional fees.

Naturally, the fees that a pay day cash advance lender applies to their pay day loans will be a determining factor when deciding on which particular lender to go with however their are other determining factors you should take into account. These loans are short term loans, generally two weeks to one month but the annual percentage rate is not a good indication of the actual cost of the loan as when expressed as an annual percentage rate these charges seem quite high. For this reason, a pay day cash advance lender will usually express their charges as an amount per every $100 borrowed. You can expect to pay anywhere from $25 to $35 for every $100 that you borrow from a pay day lender and with so many lenders offering these loans it is not difficult to find a pay day cash advance lender that will offer a competitive rate on the Internet.

online payday loansThe other important aspect to consider when selecting a pay day cash advance lender through which to obtain your pay day cash loan is the repayment terms that the company offers. Almost every pay day cash advance lender requires the loan to be repaid with you next month’s paycheck and at the time of applying for your loan you will be required to sign a loan agreement that allows the lender to directly debit the loan repayment funds on the repayment date for the loan balance, including fees, thereby clearing your debt. If you receive your paycheck on a weekly or bi-weekly basis you may ask the lender if they can negotiate on repayment terms to enable you to make weekly or bi-weekly repayments, and this is something that may well be considered by the pay day cash advance lender so long as the balance is paid within a one month period.

Finding information about good quality pay day cash advance lenders is easy with the help of Speedy Pay Day Cash. We pre-qualify the lenders before we admit them into our network and only admit those that are honest, reputable and completely upfront about their fees. One thing that can’t be understated is the importance of shopping around and that's exactly what we have done on your behalf. We compare various lenders for you and then provide you with a list of the best and most reputable lenders that will be a perfect match for your needs. By providing you with access to the most reputable online lenders and allowing you to choose a single direct lender you will not be inundated with offers, phone calls and excessive interruptions for days to come from multiple lenders.

Monday, June 20, 2011

Online Pay Day Loan Lenders Aren't All Alike!

pay day loan lenders not alikeWhen you compare online pay day loan lenders, they aren’t all alike. There are some lenders that offer hassle-free and quick cash loan approvals. There are some pay day loan lenders that can complete the entire process in as little as 1 hour. In fact, if you look carefully, pay day loan lenders that can complete the process in 1 hour can be found and be found right here at Speedy Payday Cash. When you need a pay day loan lender that can meet your specific needs and can help you get the emergency cash you need quickly and easily, then look no further!

For many people searching for short-term loans, pay day loans are something they are already familiar with. It used to be that pay day loan companies only operated out of storefront locations in seedy areas. There are now quality, discreet and honest online pay day lenders that offer quick, easy and hassle-free loans to get you the money you need quickly. If you have an unforeseen emergency, it can be helpful and convenient to start the approval process in the morning so you get the cash you need fast and without having to endure an entire day of worry as to how you will handle the financial emergency you are facing.

It can be embarrassing and humiliating to ask friends and relatives for a loan to get you through until your next pay day and some people might feel they are left without a choice, when an urgent need for cash occurs. There can always be unforeseen circumstances that leave you with the need for additional money before you get paid again, but if you start researching online pay day loan lenders, you might find yourself lost and unsure of who to trust or you will get lucky and find Speedy Pay Day Cash where you can get quick and hassle-free short-term cash loans from trusted lenders. We know that when it comes to relieving stress and anxiety, the online pay day loan options that help you get the money you need, from trusted souces and on terms you can afford, are the most attractive options.

When looking at online pay day loans you might be wondering about the high interest rates as the APR's can be several hundred to a couple thousand percent, but what you may not realize is that those rates are based on an annual rate and with pay day loans you won't have the loan out for a year. No matter what pay day loan lender you consider, a high APR is likly what you'll find, but keep in mind that pay day loans are designed as a short-term fix to an unexpected problem and shouldn’t be part of a long-term financial plan.

online 1 hour loansWhen you have an urgent need for cash, know that the loan fees are based on the amount you borrow and are nominal in actual dollars and with Speedy Pay Day Cash you will find lenders that can provide instant approvals with immediate direct deposit. If you prefer not to pay the extra fee for a 1 hour loan then, by all means, consider one of our lenders that provide the cash by the next business morning and without the extra fee for the rush.

Speedy Pay Day Cash and Zippy Pay Day Cash - Where only your zipcode gets you access to a list of quality direct online lenders that loan in your area.

Saturday, June 18, 2011

What Are Pay Day Loans, How Do They Work and What Do They Cost?

Finally, All the Information on; What Are Pay Day Loans, How Do Pay Day Loans Work, What Do Pay Day Loans Cost and Where Do I Find a Pay Day Loan Lender I Can Trust, available all in One Place.

So, what are pay day loans?

what are pay day loansPay day loans these days are similar to the loans people once took out from employers (paycheck advances) that they paid back with interest. Pay day loans these days are available online and from direct pay day loan lenders and are designed to get cash to the borrower fast. While pay day loans have a higher interest rate then a traditional bank loan they however can be applied for and the cash received by the borrower by the next business morning. If utilized correctly, a pay day loan can actually be a great help to anybody who just wants a little boost.

So, how do pay day loans work?

These small loans, typically $100 - $2000, are made for the short-term and designed to assist individuals by helping them make it through until their next pay day. Generally the loan’s length is about two to four weeks. The cost is usually $20 - $25 per $100 borrowed on these loans. A borrower visits a website that provides pay day loans online, completes a short application and gets approved. Once approved, the lender will contact the borrower to go over the terms and verify information and then the borrower receives a pay day cash loan via direct deposit into their checking account. On the date the borrower agreed to repay the loan the funds are debited from the borrowers checking account. However, if the borrower needs more time to repay the loan then they must log into the lenders website and answer a few questions and file an extension request. Extension requests are granted unless the borrower has extended more then four times. Extensions are discouraged but permitted.

How will I know the loan terms prior to accepting the loan?

During the application process the borrower will need to electronically sign a loan agreement by typing their name on the loan agreement. All lenders must disclose the full terms of the loan at the top of the loan agreement, including the amount borrowed, the total cost of the loan, the annual percentage rate of the loan, the total amount the borrower will be repaying and when the loan will be repaid.

Loans can be renewed or even put on a payment plan. If the loan isn’t repaid, then the pay day loan lender has the right to pursue the borrower for repayment just like any other business who is owed cash. The lender may also report the borrower to the credit reporting agencies. Some say that pay day loans make the poor even poorer, because they end up obtaining debt they can’t get out of. Others say that pay day loans provide an excellent service to those who know how to manage their money but just need a little help.

How do I know which pay day loan lender to trust?

pay day lender trustSpeedy Pay Day Cash has evaluated 100's, if not 1000's of pay day loan lenders and accepted only the best of the best into their online network of lenders. If you come to Speedy Pay Day Cash, you'll simply enter your Zip Code and Speedy will provide you with a short list of honest and reputable pay day loan lenders. You simply read the short description of offerings provided by the listed lenders and select the one that suits your particular needs and you'll be directed to that lenders website or application and you'll be on your way to getting a quick pay day loan from a quality lender.

Speedy Pay Day Cash is a division of AtoZ Financials, LLC - Only the Best Pay Day Loan Lenders

Thursday, June 16, 2011

How to Find the Best Payday Cash Loans Online

best payday cash loans onlineIt would be great if we could all predict when we may require some extra cash so we could limit our spending during a given month or plan ways in which we could earn extra cash. But the reality is that we can’t and while it may appear that our finances are under control, this could all change instantly and without warning, and you could go from comfortable living to not being able to meet expenses, literally over night. The good thing is that payday cash loans are readily available online to help people in these situations, so when it looks like you may be heading down that path, you will want to make sure that you know where to find the best payday cash loans online that can get you the money you need and at the most competitive rate possible.

Finding the best payday cash loans online is now as easy as going to Speedy Payday Cash. By searching on the internet for payday loans you will not only find a large number of companies and try to compare them but you will find that is not so easy and most do not show their rates. Furthermore, you will not be able to determine if they are honest, trustworthy or reputable. That's OK because their is a company that has done the work for you and does not allow lenders into their network unless they have great rates, are upfront with all costs and are honest, trustworthy and reputable and that company is; you guessed it, Speedy Payday Cash.

To find the best payday loans online simply come to the Speedy Payday Cash website and enter your zip code and you will be provided you with a list of the best payday cash lenders online and some of what they offer. You then pick the lender that is right for you, no submitting you to hundreds of lenders which would damage your credit and cause you to receive 10's if not hundreds of calls from unknown lenders.

Our payday cash online lenders can provide you with the service you need after you submit your income details and the amount you require. Within minutes you will receive a an acceptance and the lender will instruct you on how to proceed.

One thing that you will need to be aware of is that the best payday cash loans online don’t always mean the cheapest. So, while it is important to find a payday loan that has a rate that is competitive, it is just as important that their are no hidden charges that blow out the total cost of the payday loan itself.

Another important thing to consider when seeking out the best payday cash loans online are the terms and conditions attached to these loans. Be sure to read about the repayment terms and any penalties that may apply for late payment or even paying off the loan early.

best payday cash loan lendersThe best payday cash loans online will almost certainly come from the best payday lenders. Finding a reputable lender that offers great customer service is an important thing that our lenders provide as well. You can check out what our lenders offer with their payday cash loans online and this will give you a good indication of how the loan will meet your needs.

It is not difficult to find great payday cash loan products at very competitive rates on the internet, when you use Speedy Payday Cash, but ultimately the best payday cash loans for you will be ones that suit your individual circumstances. Before taking out any cash loan you should always carefully assess you own finances and be sure that you can afford to repay the loan from your next paycheck without causing ongoing financial stress. Most lenders offer extensions but we don't encourage them.

Speedy Payday Cash helps borrowers find the best payday cash loans online but if you need more information about payday loans online then continue to read all the information on our blog.

Wednesday, June 15, 2011

The Best Cash Advance Loans are Quick and Easy to Get

best cash advance loansIf you find yourself searching for the best cash advance loan because of an unforeseen emergency like a car repair or a sudden illness, you need a quick and easy way to get extra money to get by until your next payday. Come to Speedy Payday Cash where the best cash advance loans available anywhere are quick and easy to get with instant approval and an expedited deposit of your short-term loan proceeds.

In fact, if you are looking for the best cash advance, it is possible to find instant approvals and cash advance lenders that offer your money in as little as an hour. While it might not be the case with all cash advance lenders, it is possible with some Speedy Payday Cash Lenders to meet basic eligibility requirements, complete your application online and after a quick phone call to go over details, sign your documents and get your loan proceeds deposited directly into your bank account within 1 hour.

The best online cash advance companies offer a solution that makes it so quick and easy to get the badly needed money you are searching for, when an unforeseen emergency arises. There are some that might turn to loved ones, but there is no need to go through the embarrassment when the best cash advance loans are available by providing just a few basic details.

When it comes time to repay your short-term loan, you'll find that Speedy Payday Cash's Lenders offer the lowest repayment terms that best suit your budget. This will allow you to take care of your emergency needs without destroying your short-term finances. Of course, cash advance loans are not designed to be a solution to long-term financial problems.

cash advance loans onlineIf you are searching for the best cash advance loans, you can find quick and easy payday lenders that do not require a past credit history or stringent income qualifications at Speedy Payday Cash. It is possible to find a cash advance loan option that just requires a simple 1 page application with easy qualifications as long as you have a stable job and active bank account.

Once you complete your application and sign your loan document, you might get instant approval and have the funds transferred to your bank account by the next business morning or within 1 hour if you choose to pay a fee for the expedited deposit. The best cash advance lenders give you the money you need quickly with a minimum amount of hassles and instant approvals to alleviate the anxiety associated with needing emergency cash or waiting on the money you need.

About Speedy Payday Cash: Our reputable lenders offer 1 hour loans, lines of credit and faxless payday loans up to $1500 or more.

Monday, June 13, 2011

Getting a 1 Hour Cash Advance is Just a Few Clicks Away

1 hour cash advanceAnyone who gets paid monthly will understand how tight the finances can be a week or two out from payday and if unexpected and urgent expenses arise during this time many people may find themselves in a position where they can’t possibly meet these expenses. To assist with these bills and reduce the risk of destroying your credit rating you may want to consider a 1 hour cash advance to get the extra money you need immediately.

A 1 hour cash advance loan is a small cash loan that you take out using your next paycheck as collateral. The amount you are able to borrow through these kinds of loans is dependent on your income and is generally a percentage of your paycheck. Most people will take out a 1 hour cash advance loan when they are met with sudden and unexpected expenses that they have not factored into their monthly budget and therefore do not have the funds to make these payments immediately.

The great thing about a 1 hour cash advance is that it enables you to access money almost instantly. These loans take minutes to apply for and approval time takes less than an hour, after which the lender will be able to transfer your cash loan into your bank account immediately. For this reason it is hardly surprising that 1 hour cash advance loans are fast becoming one of the most popular cash loan products around.

In order to ensure that getting a 1 hour cash advance is a positive thing for you and your family you need to carefully consider your individual financial situation and make certain that you can afford to repay the loan with your next paycheck without experiencing further financial hardship.

When you apply for a 1 hour cash advance the lender requires you to fill out simple application and sign a loan agreement whereby you agree to pay back the loan on your next payday. If there are insufficient funds to clear your loan, you will be faced with additional charges and penalties, making your 1 hour cash advance rather expensive.

Before applying for a 1 hour cash advance you could do some research of the many thousands of lenders online or use Speedy Payday Cash where we have pre-qualified the lenders for you. We only allow lenders into our network that are reputable, offer the lowest fees and the greatest number of loan options. You should however, carefully read your loan document to ensure you are aware of and agree with all the terms the lender is offering before you sign.

1 hour cash advancesGetting a 1 hour cash advance is now easier than ever and there are many trustworthy and reliable lenders available online, right now - through Speedy Payday Cash, that are committed to making the process of getting a payday cash advance loan as fast and stress free as possible for their customers. So when you have an expense pop up that can’t wait until payday, get to Speedy Payday Cash and see how quick and easy we've made it for you to get money fast with a 1 hour cash advance loan.

Speedy Payday Cash lenders offers 1 Hour Cash Advances, Lines of Credit, Faxless Payday Loans and more with just a few clicks of the mouse.

Friday, June 10, 2011

Online 1 Hour Loans – The Fastest Way to Get Cash When You Need It

online 1 hour loansIf you ever find yourself in a situation where you need some extra cash extra fast then Online 1 Hour Loans could prove to be the loan product you are looking for. With practically guaranteed same day approval, these cash loans can really help you out in an emergency or if you are faced with a large outlay, such as an auto repair or insurance premiums. These kinds of loans allow you to borrow a small sum of money ($100 to $1000 or more) that you can repay from your next paycheck.

Those people who receive a monthly check will know that the last week or so before payday is a time when money can be in short supply. It is during this time that they can least afford unexpected and large expenses. Online 1 Hour Loans provide a way where you can get the cash you need quickly at times where your expenses cannot wait until your next paycheck or even until the next business day.

Online 1 Hour Loans are loans of a modest amount that are designed to meet people’s immediate expenses when they have a short fall of funds. Typically, Online 1 Hour Loans will allow you to borrow up to $1000, but the exact amount they will lend can vary and this is something that you can negotiate with the lending agency. The fees relating to Online 1 Hour Loans are based on the amount you intend to borrow plus an additional fee for getting you cash even faster and so calculating how much you need is important. It is wise for you to only borrow what you require and resist the temptation to borrow more as this will add to the cost of the loan.

Online 1 Hour Loans require repayment within a short period of time. Most loan terms are around thirty days. There are other loan options available and you should choose from the available lenders, based on the loan optoins provided that suits your immediate need. Most lenders, allow you to negotiate the repayment term or arrange to make your repayments in installments. This is probably something that would be more suited to anyone who receives a weekly or biweekly paycheck. The best thing about a short settlement time for Online 1 Hour Loans is that you don’t end up having a long term debt hanging over your head that can end up adding more strain to the household budget.

Approval for Online 1 Hour Loans is quick and since there are no credit checks, even those who have a bad credit rating can often be approved. To qualify for an Online 1 Hour Loan you will need to be over eighteen, have a full time income and a current bank account. Your employment details will need to be varified by the lender and once your details are verified your loan is approved and the money is deposited electronically into your bank account. The best thing is that this whole process can generally be completed within a matter of hours and once approved the cash deposited within an additional hour.

When you are in a tough financial situation and need cash in a hurry, then Online 1 Hour Loans can provide you with the short term economic relief you’re after. Go online to our website at http://www.speedypaydaycash.net/, enter your zip code, choose the lender with the loan options that suit your needs and then apply. You will get an instant approval and speedily be on your way to getting the cash you require.

online 1 hour loan

Some Speedy Payday Cash flexable lending options include; Online 1 Hour Loans, Faxless Loans, No Credit Check Loans and Lines of Credit. So, why not come to Speedy Payday Cash where you get to choose the lender that offers the loan option that suits your unique needs.

Tuesday, June 7, 2011

Access Cash From Lenders with Options that Meet your Payday Cash Advance Loan Needs

payday cash advance loansMany people these days are becoming quite accustomed to living from one paycheck to another, and while they might be able to manage their finances in order to meet their general monthly living costs, a sudden or unexpected expense may see them in a very difficult financial position. For people who are in this situation payday cash advance loans are certainly a welcome relief, as they allow people to access small cash loans that can be repaid with their next paycheck.

Those people who receive a monthly paycheck will probably be able to relate to feeling quite financially strained a week or so out from payday, and for these people a sudden financial outlay during this period could mean disaster. Payday cash advance loans are designed to meet people’s short term cash shortages by providing them with a small loan that can be repaid from their next paycheck. For those of you in need of access to cash quickly, payday cash advance loans could well be the answer to your short term money stresses.

Payday cash advance loans are easy and fast to obtain and can be applied for within minutes over the Internet via Speedy Payday Cash's website. With many companies offering payday cash advance loans online, shopping around and finding a competitive quote is now easily done from the comfort of your own home, by coming to Speedy Payday Cash you will see that all the research has been done for you. With us there is no credit checks or collateral required and there is no need to search for and send off any supplementary documentation, which makes payday cash advance loans though us perhaps the easiest loan products available today.

There are fees and charges applicable to payday cash advance loans, and these charges can vary considerably between lenders, so and for this very reason we only included those lenders, in our network, who had the lowest fees available online. We also only include lenders that are honest, credible and forth coming with their fees. Payday cash advance loans are priced according to the amount of money borrowed. Our lenders only charge a one off payment that is calculated on the amount lent, usually a certain amount for every $100 borrowed. Because of this it is important that you carefully consider the amount you need and try to resist the temptation to borrow above the needed amount.

payday cash advance loanThe terms and conditions of payday cash advance loans will generally stipulate that the loan be repaid within a month, but our lenders offer extensions to the repayment terms which allows the loan to be paid later when needed, others offer installment loans or lines of credit where the money can be re-borrowed when needed and without re-applying. This is, however, entirely dependent on the lender you choose, so read the listed options for each lender and choose the one that is right for you.

Payday cash advance loans can be applied for online, at our site: Speedy Payday Cash, within a few short minutes, and after your details have been verified with the lender, you will have access to the funds almost instantly. Typically these loans can be applied for, approved and the money deposited into your checking account by either the next business morning or when needed within 1 hour, making them the fastest way to get a loan.

Only with Speedy Payday Cash can you choose the lender that offers the loan options that meet your needs!