What Are Payday Cash Loans?

When your budget gets out of balance and you’re going to run out of funds before your next payday – well before you run out of expenses – payday cash loans can fill in the gap. They allow you to pay your bills on time, keep food in the fridge and gas in the car, and not have to worry about expensive overdraft fees on your bank account. With a simple online application, it takes just minutes to be approved for the cash you need. You can have cash available in your bank account as soon as the next business day, and repayment is due on your next payday – with refinancing available if you need to extend the payment term for any reason.

Why Get Payday Cash Loans?

Consumers rely on payday cash loans to assist them through a variety of situation and circumstances. Perhaps your work hours have been cut temporarily due to seasonal or other changes in business, and your last paycheck was significantly less than usual. Yet the same bills keep coming in! Or maybe you’ve recently experienced some sort of unusual expense – an emergency room visit, an auto or appliance repair – that cut into your budget in a way that couldn’t be absorbed without additional income. Whatever your reason for being short on cash, payday cash loans can provide the extra funding you need.

How To Get Payday Cash Loans!

Click the link to the website and the Apply Here loan application form. You’ll see it’s just a few handfuls of simple questions – your ID info, address, driver’s license and so on, then data about your income and employment, and finally your bank account number so the funds can be deposited directly to your account and reach you as speedily as possible. There are no financial statements to print, scan, upload or mail, nothing needing to be notarized, and no prior year income tax returns requested. Unlike many bank loans, a payday cash loan application doesn’t ask for an enumeration of your monthly expenses or credit payments, or credit references. Once you submit that form the lenders will evaluate the best offer for you and provide a response within two minutes. That response includes documentation of the terms and conditions, and an electronic signature to use to acknowledge your agreement if the costs and terms are to your liking. The funds will be deposited to your own bank account that same day, and be available to you as soon as they complete your bank’s clearing process.

Get Payday Cash Loans With Bad Credit!

Millions of Americans have had problems with their credit in recent years, but does that mean they should be locked out of any type of personal loan or credit for a decade or more afterward? Payday cash loan lenders say no – it shouldn’t. And that’s why they have elected to use other criteria when evaluating loan applicants – in most cases they don’t even run a traditional credit check at all. Using other information such as your income, employment history, and other personal circumstances of record, they will determine the reasonable expectation of your ability to repay – and nearly everyone qualifies for some amount of funding, so apply today!

What Are Payday Cash Loans?By Mindy Lobo - 10/26/16

Payday Loans Just Plain Make Life Easier. Period.

This scenario might sound familiar: You check your bank account, everything looks fine. You put gas in the car, go to lunch with a coworker, and stop for groceries on the way home. By the time you get there you have a text message from your bank letting you know that your account is overdrawn. How is that possible? As it turns out, your spouse needed gas today too, and stopped at the ATM so they’d have cash for the weekend. Those two overdrafts just cost you more than both tanks of gas and your lunch combined. Ouch! Compare that to the cost of a payday loan that can keep your checking account above water, even when you think you might be able to squeak through until payday without it – because we’re all just human. Mistakes happen – but they shouldn’t have to cost an arm and a leg.

Managing a Budget Crunch is Much Tougher Than Getting a Payday Loan!

Some people seem to be more naturally gifted at making and managing a budget than others, but whichever group you’re in you’ll agree that the process of applying for a payday loan is easier by far. The entire process is completed online, which means it’s as convenient as it could possibly be – no need to take time off work, adjust your schedule to fit anyone else’s, or even change out of your pajamas if you don’t want to. You can apply at any hour of the day or night, and lenders will be available to process and approve your request, and deposit the funds to your bank so they can be available for you as soon as the next business day. There is no collateral required, no credit check or credit references, and no prior year tax returns or other personal financial statements that need to be scanned, faxed or mailed in. Just a simple online application, a terms and agreements document to sign that spells out everything you need to know about the fees, interest, and repayment schedule, and the peace of mind that comes with knowing you have enough cash on hand to take care of yourself and your family’s needs.

Surprising Facts About Payday Loan Approvals

Here’s one: more people have their payday loan application turned down because of a typo than because of their credit score! Ok, that’s a tricky one – because the lenders providing payday loans do not base their decision on the standard “Big Three” credit bureau credit check. They understand that many of us have had financial difficulties, and that our credit report continues to ding us for transgressions that were many years in the past. Using more current confirmable facts about an applicant’s income and employment, and other proprietary systems to make approvals, they can avoid the credit score issue completely. Another surprising fact is a payday loan isn’t just for emergencies – since overdrafts and late fees are so costly, payday loans can actually save you money!

Payday Loans Just Plain Make Life Easier. Period. By Eric Knapp - 10/19/16

5 Ways Holiday Cash Lenders Can Make Your Season Bright!

1. Do you have late bills hanging over your head?

At any time of year, but particularly now, when there is so much celebration and giving going on, the last thing anyone should have to deal with is financial stress. One way to make these months happier is to eliminate that particular problem. Holiday cash lenders can provide the funding you need to catch up on obligations and be able to ease your mind and heart of that burden.

2. It costs more to neglect maintenance issues than to deal with them

But if you’re like most of us, it feels more frugal and responsible to “wait and see” than to take action to winterize your home or change the oil in your car. The problem with this is that prompt service can keep our vehicles from costing us more in the long run, and sealing cracks in our windows and doors and applying insulation can save you hundreds of dollars in heating costs over only a few years. With the assistance of holiday cash lenders, you can take the action you’ve been putting off – and finally stop having to skip over those items on your to-do list, knowing that you’ve done the right thing to ensure the functioning and efficiency of items you have invested your time and money in, and depend on to fulfill their purposes in your life.

3. The holidays mean travel – and travel can cost money

Sometimes it costs more money than we have on hand, and that’s when holiday cash lenders can step in and make it easier for you to spend time with the people closest to you during these most important family times of the year. The cost of airline tickets, in particular, fluctuate drastically in the months and weeks before the holidays, making it especially difficult to get the best possible deal if you don’t have the cash at the right time – but the speed and convenience of holiday loans can help you score affordable tickets, and repay the loan when your next paycheck comes in.

4. Did you have plans to hit the Black Friday sales with a group of friends or family?

But either your savings never materialized or something urgent came up that you needed to spend them on? It happens to the best of us, but that doesn’t mean you should have to miss out on either the fun or the savings of post-Thanksgiving shopping! Holiday cash lenders want to make that possible for you, quickly, easily, and best of all with no credit check!

5. Sometimes the best part of the holiday season isn’t the parties or wonderful gifts we receive, but giving someone something totally unexpected!

If your family descends upon your parents or grandparents’ home for the holidays, they surely love having you there – but the cleanup afterward is probably a little anticlimactic. If your holiday shopping budget isn’t quite pulled together yet, holiday lenders can get you the extra cash you need to hire a cleaning service to land on their doorstep on the day you leave, so the homeowner can relax and enjoy a little peace and quiet instead of cleaning up after you all!

5 Ways Holiday Cash Lenders Can Make Your Season Bright! By Eric Knapp - 10/12/16

Grab This Instant Cash Loan in 1 Hour, Before It’s Too Late

No other lender will give you an instant cash loan in 1 hour. If it’s cash you need, and you could have used it yesterday, take advantage of this loan now. Before it’s too late, before you end up with mounting late fees, before you overdraw your bank account, grab this cash; it’s waiting for you now.

Get an Instant Cash Loan in 1 Hour before Your Late Bills Mess up Your Credit

Being late on paying bills has a lot of consequences. The most immediate is that you pay late fees. So maybe you’re wondering why you should bother with a loan, which costs money, when you could just incur a late fee and pay the bill later. The reason is your credit. Being late with bills time and again will wreck your credit score, which will hold you back in other areas of your life.

Before You Miss Work Again, Get This Instant Cash Loan in 1 Hour

Think of all those times you couldn’t get to work or you were late to work because of your mess of a car, or because you couldn’t afford gas. Pay the repairs, get the gas, or better yet, get a better used car that won’t break down every week so you can stop missing work and risk losing your job. All you need is an instant cash loan in 1 hour.

Use an Instant Cash Loan in 1 Hour before Your Kids Miss out on More Opportunities

No parent wants to have to say no to their kids when it comes to great opportunities. If you have ever had to say no to summer camp, after school activities, sports teams, or field trips because you couldn’t afford the fees, you know that terrible feeling. With an instant cash loan in 1 hour, you can give your kid those opportunities, even when they come up at the last minute.

Here’s How You Can Get an Instant Cash Loan in 1 Hour

Not only can you get this loan in about an hour, you can do it easily, in a few spare minutes that you have at work, at home, or on your commute. All you need is your phone, tablet, or computer. Use the online application or the mobile app to tell us about a few things. We will then select the perfect lender for you who can make your loan official in an hour or less. The only thing you need to do after that is wait for the cash to appear in your empty bank account. It’ so simple and fast to get an instant cash loan in 1 hour.

Grab This Instant Cash Loan in 1 Hour, Before It’s Too Late By Heather Wilson - 10/5/16

Low Cost Loans and Other Tips for Saving Money This Holiday Season

It’s easy to get out of control over the holidays. People tend to drink too much, eat too much, and spend too much. Instead of letting this happen to you, make better choices this year. We have some great tips for how you can save money while still enjoying the holidays, and it all begins with a low cost loan.

Spend with a Low Cost Loan

The first problem you may have is that you just don’t have enough money for the holidays. You don’t have to let that keep you from enjoying parties, gifts, and family dinners. With the cash from a low cost loan you can still participate and do it in a way that makes sense. With this low cost loan you get a small, personal loan that is easy to apply for, easy to get approved for, that provides cash in a hurry, and most importantly that is truly affordable. You won’t have to go way into debt to enjoy the holidays.

Buy Secret Santa Gifts with a Low Cost Loan

Buying presents is the biggest expense most people face over the holidays. This year, to save money, instead of buying something for everyone you know, start secret Santa gift exchanges. You can do one with family, one with friends, and one with coworkers. That means buying only three gifts with your low cost loan cash instead of something for everyone. It’s a fun and affordable way to enjoy gift giving.

Use a Low Cost Loan to Get Deals Now

If you start shopping for the holidays early you can take advantage of sales and clearance items as they happen. If you wait, you end up being forced to pay whatever price is listed. The problem is that you may not always have the cash on hand to strike when the deal is hot. The good news is that low cost loans provide cash in about 24 hours or less. So you can get that great deal just by applying for a quick loan.

Instead of Hosting Dinner, Have a Potluck

Hosting a holiday dinner is stressful and expensive. Turkeys and all the trimmings aren’t cheap. Instead of making everything for your holiday dinner this year, host a potluck. Ask your friends or family to contribute one dish and all you’ll need to buy with your low cost loan cash is a nice fat bird. Applying for these loans is easy and you can get started just by using our mobile app.

Low Cost Loans and Other Tips for Saving Money This Holiday Season By Eric Knapp - 9/28/16

Holiday Cash Lenders Are Here to Save Your Holiday Season

The holidays are nearly here already. Summer is over, fall has begun, school is back in session, and Halloween is just around the corner. Before you know it you’ll be facing Thanksgiving and Christmas, and all the expense and stress that comes with them. We can help you with at least one of those things by offering holiday cash lenders. These lenders provide people with cash to make the holidays better than ever. Here’s how we do it.

Holiday Cash Lenders Make Sure Applying for Money Won’t Add to Your Stress

We know that this time of year is already stressful, so why make it worse? Money is stressful and the holidays are stressful. Together it can be a terrible combination. Our holiday cash lenders can’t make your family parties any easier to bear, but they can make getting cash easy. All you need to do to apply is pick up your phone and use a mobile app. It’s as simple as pulling out your phone, no matter where you are. Take a minute or two to fill it out with some basic information and you’re on your way to holiday cash.

Holiday Cash Lenders Approve Almost Everyone

These holiday cash lenders have some of the highest approval rates around. Requirements for these loans are really easy for most people to meet. You might be surprised at how easy it is if you always assumed you would be turned away for having a low credit score. The main requirements are having a job, having a certain minimum income, and having a bank account. Credit score is not something our lenders usually worry about.

Get Your Holiday Cash as Soon as Tomorrow

If you’re planning now for the holiday season, you’re a savvy shopper. You know that you can take advantage of the best deals on decorations, new clothes, toys, and everything else you need for the upcoming season when you have the cash on hand to buy during sales. If you don’t have the cash, you’re at the mercy of retailers and you have to pay whatever they ask. With our holiday cash lenders, you can get your hands on cash as early as the next day after you apply. This means that if you see a great deal, you can get cash right away and make that purchase so you don’t miss out on savings.

Apply today with our holiday cash lenders and stop stressing about all the shopping you have to do this holiday season. We’ll make at least one aspect of it easier for you.

Holiday Cash Lenders Are Here to Save Your Holiday Season By Heather Wilson - 9/21/16

Tax Refund Advance FAQ

Why should I get a tax refund advance instead of a regular personal loan from my bank, or borrow off my credit card? Borrowing against money you are waiting to receive from the IRS or state tax agency has a distinct advantage – it’s your money! The loan allows you to access the funds much more quickly than waiting for tax season, or later if you filed an extension, and although you pay it back like a regular loan, the government then pays YOU back when the refund arrives!

Does it cost a lot to get a tax refund advance?

Recent changes in the industry have made these loans very competitive. The speed and convenience are factors that you will pay for, but the rates are upfront, in plain view on the website, so you can make an informed decision and there will be no hidden fees or surprises.

Is the online application really that easy and convenient?

No loan application is more convenient or simpler to apply for than the one for tax refund loans. Because it’s online, you can apply at any time of the day or night, whenever is best for you. There is no physical paperwork involved, nothing to scan, fax, or mail, and no credit references or collateral required. You don’t even need a computer or laptop, because any internet-enabled device will work – you can even apply on your smartphone if that’s your preferred method of accessing the internet, or if that’s all you have available when you discover suddenly that you’re short on cash and need to find some quickly!

How long does it take to get approved?

Lenders are available 24/7 to attend to your application as soon as it’s submitted. Approval takes less than two minutes, and everything you need to review the terms and conditions and accept the arrangement will be made available to you right in your browser! Use the electronic signature to agree to the contract, and your funds will be on their way to your bank account that same day!

What if I have bad credit?

The lenders who work with tax refund advances understand that there are millions of Americans who are living with the Bad Credit label through no fault of their own. The economic downturn from which our country is finally recovering did some very lasting damage to a lot of people, and recovering from that sort of damage takes a lot longer than it does to happen. These lenders have devised their own set of criteria to determine approvals, without running the standard credit check. This way, your current income, employment history, and similar factors will be taken into account, but older information that is no longer relevant will not.

Tax Refund Advance FAQ By Eric Knapp - 9/14/16

What’s So Special About Direct Lender Installment Loans?

There are a number of differences between installment loans and standard ordinary personal loans, but the most significant may be the extended repayment period. It’s not at all unusual to have some kind of circumstances arise that require additional cash in an amount that’s more than one can repay in one or two paychecks. Direct lender installment loans are personal loans of up to $25,000 that give you the chance to make smaller payments over the course of a number of months. This makes it much easier to do, not upsetting your household budget as much as a short-term loan would, and providing enough funding to provide all you need for your repair, emergency, or other financial need.

You Never Know When You Could Use Direct Lender Installment Loans

Life is full of surprises, and sometimes those surprises cost an unexpectedly large sum of cash. Are you driving an older car? The great thing about them is that the payment is usually complete, and you can get away with lowering or eliminating some of your insurance coverage to save money too - but on the other hand, there’s always the risk of older cars breaking down. Repairs on your home can be equally urgent and even more expensive. If your HVAC breaks down in January, you can’t wait for months while you save up the cash to get it fixed or replaced. Your first thought might be to borrow from friends or family, but that’s always a risky proposition – mixing money and relationships can cause some strain and hurt feelings if repayment doesn’t materialize quite on schedule. If you own your home and have the equity to borrow, that’s another option – but what if you don’t? Direct lender installment loans are the perfect solution when you need more extra cash than is easily gathered, and need it quickly.

Direct Lender Installment Loans Are Fast and Easy – Apply Today!

What could be simpler than an application form that’s available 24/7? There’s no need to rearrange your schedule to make a special trip, no taking time off work, and no worries about parking or travel issues. This isn’t just a loan, it’s a loan you can apply for in your pajamas! No matter what time of day or night you discover you need extra cash, not only is the application available but lenders are on hand to approve that application as soon as you submit it. The sooner you submit, the more quickly you can get your cash, so in many circumstances you want to move on this right away. That’s been made as easy as possible too, because you don’t even have to be in your home or office in order to apply – the site is completely mobile-friendly so you can apply using your tablet or even your smartphone, and the form and info will all be as clear and easy to read and navigate on the smaller device as it would be on a full-size monitor. Once you’re approved the lender will provide all the information you need to decide if the terms are agreeable to you, and if they are there will be an electronic signature you can use to sign the contract. After that the lender will deposit the funds to your bank account, and they’ll be available within one business day. Direct lender installment loans are absolutely the fastest and simplest way to get the extra cash you need for those unexpected expenses that come with larger price tags. Apply today!

What’s So Special About Direct Lender Installment Loans? By Scott Lobo - 9/7/16

One Hour Loans Are Now Mobile

Mobile is the future, and that is where you can find your money. Why go to the bank? Why stand in line at a cash advance store. Why even wait until you can sit down at your computer? Pull out your phone or tablet right now and use our mobile app to access one hour loans.

Go Mobile for the Most Convenient One Hour Loans

Now that our one hour loans are available through a mobile app, you have access to the most convenient source of cash available anywhere. In the past you had to go to the bank or a lender. You had to plan your day around it and find time between work and family responsibilities. You may even have had to take time off from work. Now, you can pull out your phone on your break, while waiting for your kids in the school pick up line, or any other time and get this done.

One Hour Loans Faster Than Ever Now

Our one hour loans have always been fast. You could apply online in minutes, get approved by a lender in 90 seconds, and then have your loan made official within one hour. That process was so fast because of our dedicated lenders and an innovative service that went online before others did. Now, with a mobile app, you can make the whole process even faster. Applying for these one hour loans now takes even less time and can be done anywhere and at any time.

Have Cash in Hand Tomorrow with One Hour Loans

Need cash right now? Our one hour loans are the fastest way to get that money you need. Most borrowers get the money in hand by the next morning after applying and getting approved. Being mobile helps us to get you money this fast, and you won’t find any other lending service offering you cash so soon after applying. Only our one hour loans provide the cash you need in record time.

Go Mobile Right Now and Let One Hour Loans Help You

We know that borrowers like you need cash to take care of responsibilities, not just to spend on extras. We made our one hour loans mobile so we can help hardworking people just like you. Pull out your phone now to access the mobile app and we can provide the cash you need that will keep you afloat and keep you going until your next payday.

One Hour Loans Are Now Mobile By Eric Knapp - 8/31/16

Avoid These Mistakes To Help Your Tax Anticipation Loan Be Approved!

Some of the most common errors made on all types of online loan applications are made on tax anticipation loans as well. Since these types of loans are offered based on a brief application form, every piece of information on that form is of vital importance! Let’s look at some of the most common errors that cause loans to be declined:

• Make sure your income meets the monthly minimum. There’s absolutely nothing a lender can do if an applicant’s income is below the stated required monthly minimum income level for the loan they are requesting. If you work more than one job, make sure to include the various pieces of your income to make sure your total reaches that threshold.

• Proofread your application before clicking Submit. Even one small error can jeopardize your tax anticipation loan approval, so make sure every item on the form is correct. For example, it’s a common typographical error to transpose two numbers in a string. If your employer’s address is 5287 Main Street and you accidentally type 5278, attempts to verify your employer will fail. This will cast doubt on the veracity of the information in your application and prevent you from being approved.

• Double check your paydates. Repayment of your tax anticipation loan is drafted directly from your bank account, and it’s done on a payday so that even if your refund from the government hasn’t arrived, the chances of overdrawing your account are reduced or eliminated. If your memory is off or you misread your calendar and list a weekend day as a pay date on your application, the loan will not be able to be approved.

• Make sure you meet the other critieria. In addition to the minimum income there are a few other requirements – you’ll need to have a valid ID, a working telephone number, be at least 18 and have a bank account that accepts electronic payments and withdrawals.

How Do Tax Anticipation Loans Work? How Fast Can I Get Money?

Depending on the time of year, the first place you might think of when you’re in need of extra cash might be your income tax return. If you know you’re getting money back, but not soon enough for the need you have in mind, tax anticipation loans allow you to borrow against that future windfall now, when you need it. Like any other payday-style loan, you’ll repay the funds from an upcoming paycheck – so when your tax refund does arrive, it’s all yours! This is very different than the original tax loans provided by preparation companies, where the consumer was required to sign off on having their government refund direct deposited to a bank account belonging to the preparation company, never to be seen again! The process is fast and simple – you’ll complete a basic application and be approved within minutes. There are no financial statements or copies of your tax return required, and you can receive cash directly into your bank account as soon as the next business day!

Avoid These Mistakes To Help Your Tax Anticipation Loan Be Approved! By Mindy Lobo - 8/24/16