What Makes a Payday Loan Line of Credit Different from a Credit Card?

Most people use credit cards. They have a place and can be useful for making quick purchases, but there are some serious drawbacks too. An alternative to credit cards is the payday loan line of credit, but to understand why this may be a better choice for you, it’s important to know more about this kind of loan and how it measures up to credit cards.

A Payday Loan Line of Credit is a Flexible Loan

One of the best things about a payday loan line of credit that makes it better than a credit card is that it is a real loan, but it’s one that gives you flexible options. With another kind of loan you have to choose the exact amount of money you want to borrow and take it all at once. With this loan, you get approved for a certain amount, but then you only have to use as much as you need. It gives you flexibility and helps prevent you from getting into debt you can’t afford, something that can happen all too easily with a credit card.

Credit Cards Keep You in Debt, a Payday Loan Line of Credit Won’t

Unlike a credit card, which allows you to spend to your limit and then avoid repaying it for months or even years, a payday loan line of credit is actually a loan. You have to repay it on time. This may seem like a drawback, but it isn’t. Credit card companies want you to pay only the minimum every month. It’s how they make money, but it’s also how you stay in debt indefinitely. You shouldn’t have to carry that burden just to be able to access cash when you need it. With a payday loan line of credit, you get that access without the long-term debt.

See the Cash You Spend—and Save—with a Payday Loan Line of Credit

One way that credit cards get people in trouble is that they are too easy. To spend, all you need to do is pull a card out of your wallet. You don’t see the cash, and studies have proven that when you don’t actually see the cash you’re spending, you will spend more. With a payday loan line of credit, spending is a little more difficult. You have to access the cash through your bank account, but this gives you the opportunity to take cash from your account, see it, and spend it more frugally than you would with a credit card. Overall, you’ll save money.

Get Approved for a Payday Loan Line of Credit, Even with a Low Credit Score

You may get denied for a credit card if your credit history isn’t up to scratch, but with a payday loan line of credit you can get approved even if you have a lower credit score. This is a promise our lenders make because they believe that everyone should have the opportunity to benefit from these great loans and shouldn’t be forced to use credit cards as an only option.

What Makes a Payday Loan Line of Credit Different from a Credit Card? By Heather Wilson - 8/30/17

How to Stay Safe Online While Still Using a Payday Line of Credit

A payday line of credit is a type of loan that you can get online, which makes it really convenient, easy to use, and most importantly, quick. On the other hand, getting money online means taking a security risk. We all take risks these days for the sake of convenience, making purchases online, sharing information on social media sites, and downloading apps. So how do you get the convenience and the cash, and still stay safe?

Use a Payday Line of Credit with a Reputable Network of Lenders

A payday line of credit is a source of credit that you can get online, get approved for based on your job history instead of your credit score, and that gets you cash as needed. You get approved then draw on the amount at any time. One of the most important things you can do to ensure your personal information remains secure while using one of these loans is to check out the lenders. Before using an online service, be sure there is a real company behind it, with contact information that includes a telephone number and a real address. Find out how the company selects lenders and what the criteria are. This kind of information will tell you if you are working with professional lenders or not.

Make Sure Your Payday Line of Credit Service Doesn’t Sell Information

Another way to make sure you stay safe while taking advantage of the convenience of an online payday line of credit is to find out the service’s policies. Ask questions about what they will do with your information. The answer you want to hear is that your personal information, the information used to get you approved, is only given to the lender that will be helping you get the loan. A lending service should never sell information to third parties. Also find out if the service will delete your information once your approval has gone through and you have an official loan document. This is also important for security.

Find out about Encryption before Applying for an Online Payday Line of Credit

Finally, one of the most important ways that you will remain secure online, even when providing details for a payday line of credit application, is to have excellent encryption protecting your sensitive data. Ask about encryption software and hacker deterrents, or read the website carefully to find out how your information will be protected. This is so important, and while most websites today have this technology, you should never assume it is there. Encryption is one sign of a reputable lending company and a sign that you can trust a service to protect your data while providing you with a loan.

If you take these steps before working with an online lending service, you can enjoy all the benefits of an online payday line of credit while still remaining safe and secure against identity theft.

How to Stay Safe Online While Still Using a Payday Line of Credit By Mindy Lobo - 8/23/17

This is the Best Way to Get Personal Loans to $25,000

You might think that the best, and probably the only way, to get loans to $25,000 is to go to the bank. It’s true that banks are among the few lenders that actually offer such large personal loans, along with mortgage lenders and auto lenders. But, what you need to know is that these big lenders are not necessarily the best choices for you. You can get a larger personal loan from a better source, and we’ll show you how.

Why You Need to Reconsider the Bank for Loans to $25,000

For some people and certain situations, getting a big loan from the bank makes sense. These are people who need large amounts of money, who have excellent credit scores, and who have other assets to back up their borrowing. These people may have a house or business assets that can act as collateral to help them get approved for large bank loans. But what if you don’t have those assets? What if you don’t have perfect credit? Does that mean you don’t have the right to borrow larger amounts? If you turn to your bank, that is exactly what it means and you are likely to get turned down.

A Better Way to Get Loans to $25,000 is Where You Never Thought to Look

If you are working one or more jobs and if you sometimes run out of money before your next paycheck, you have probably worked with payday lenders before. These are the lenders that provide small and short-term loans to help people get through the week, providing enough cash to make it to payday. Did you know that some of these lenders also offer larger loans? You can get loans to $25,000 from our payday lenders. They don’t just offer those smaller loans; they also provide bigger loans for the times you need more money and the bank is not a good option.

Get Loans to $25,000 Online, from Our Payday Lenders

As with our typical payday loans, you can get these loans to $25,000 just by going online. Instead of going to the bank, and getting rejected, you can simply go to our website and apply, just like you would with a smaller payday loan. The requirements for approval are similar, so if you have a lower credit score but you have a good job and a regular paycheck, you can still get approved for these larger loans. The application and approval process is just as fast and the time it takes you to get the cash is much less than what you would see with a big bank loan.

This is truly the best way to get loans to $25,000, loans that offer you even more opportunities than your standard payday loan. Apply online now, get approved and get the large loan you need, even if your credit isn’t perfect.

This is the Best Way to Get Personal Loans to $25,000By Eric Knapp - 8/16/17

Online Lending vs. Credit Cards – Get the Real Truth

Getting extra cash is not that difficult these days. There are plenty of people and businesses that exist solely to get you to borrow money so that they can make money from you. As a consumer and borrower, you have to be knowledgeable about what your options are, how they stack up to one another, and what makes the most sense for you. One of the biggest battles is between online lending and credit cards. Here’s the final answer on which is better.

Convenience – Online Lending Ties with Credit Cards

Both of these financing options are convenient for borrowers, and that is important. With so many choices for getting extra cash, ease of use is a must have. With credit cards you simply apply, usually through the mail or online, wait to get your card, and then once you have it, just swipe away to spend. With online lending, you go online or use an app, apply, and get cash sent to your account by the next morning for the utmost convenience.

Good Debt – Online Lending Wins

One very important way in which online lending beats credit cards is the type of debt it gives you. There is such a thing as good debt and bad debt. Credit card debt is bad debt because it never goes away. Credit card companies aim to keep you in debt indefinitely to make more on interest charges. With online lending, you get a small loan that you repay in a week or two. You are left debt-free again, and paying it back on time actually helps your credit score.

Avoiding Overspending – Online Lending Wins Again

Another issue with credit cards is that when you spend with plastic, you tend to overspend. There is a psychological element to this that has been proven: when you can’t see the cash, you spend more. With online lending, you get actual cash that you can see and spend. You also have a finite amount of cash that you have borrowed, unlike with a credit card, so you can budget it and spend it as you intended, without going overboard.

Safety – Online Lending Takes the Cake

All those paper applications for credit cards that you get in the mail are a leading way that people open credit cards in another person’s name. It happens all the time, but not with online lending. There is no paper trail because everything is done online with the best encryption software for protection. Online lending is truly safe with a reputable lending service because there is no paper for someone to pick up and misuse, and your information stays with your lender only. No one else gets access to it.

The options for borrowing money are not likely to be limited any time soon. If anything you will be given more options in the future. Understand those options, how they will impact you and your finances, and then make a smart choice, like online lending.

Online Lending vs. Credit Cards – Get the Real Truth By Eric Knapp - 8/9/17

Need Cash Now? Get It Immediately With An Emergency Loan

If July 4th was any indicator, the end of the summer signals before school parties and worries for many Americans. Don’t miss out on the fun just because you are waiting on your paycheck – use an emergency loan to enjoy your money today! An emergency loan turns your future paycheck into cash in your account today. If you’re upset about missing out tomorrow while your friends go on adventures and enjoy themselves, use an emergency loan to get your cash now!

Online Emergency Loans Available Fast

We have been anxious and felt the dreaded “Fear Of Missing Out” or FOMO. With our amazing online emergency loans, you never have to worry about missing out on the fun again. Stop waiting your pay period to catch up with you and apply online for an emergency loan today. It’s your money, so why watch life pass you by while you wait for it to get here?

Emergency Loans Are Quick and Easy To Apply For!

When we think about the lending process, we usually think about sitting in a boring old bank or filling out stacks and stacks of paperwork while we wait weeks or even months for a final decision. Our online emergency loan is so simple, you don’t even have to leave your living room! You can apply for an online emergency loan from your laptop, tablet, or smartphone at any time - day or night. Our hard-working lenders are laboring around the clock to best serve you whenever your needs arise and to make themselves available. Unlike making a trip to a traditional bank, you don’t have to pay attention to business hours and find a close location when applying for an online emergency loan. So why wait – apply today!

You Can Qualify For An Emergency Loan In 5 Minutes Or Less

A few minutes is all it takes to complete our easy online application! We know when life knocks you down, it happens fast, and in today’s world no one can afford to take a break. That’s why our online emergency loan is simplified to be as quick and easy as possible to get approved. You don’t even have to provide collateral, pass a credit check, or provide a credit score at all. As long as you are an 18 or older US Citizen, with a bank account, and meet our minimum requirements an online emergency loan could put YOUR FUNDS into YOUR bank account within 24 hours! Seriously, get an instant quote by tomorrow get approved for and receive the money from an emergency loan.

Don’t Wait On The Bank With An Online Emergency Loan

We all know how wasteful and tedious customary banks can be, especially when it’s something as widespread and important as a personal emergency loan. With our emergency loans, you don’t have to wait for days or weeks just to find there was an error with the process. In fact, you don’t have to delay at all. Our online emergency loan takes less time than creating an avatar, and is easier, too! Apply for an online emergency loan today!

Need Cash Now? Get It Immediately With An Emergency Loan By Eric Knapp - 8/2/17

Consider Online Personal Loans-Instead Of A Trip To The Bank

Summer means new opportunities and new opportunities often mean new costs up front! An online personal loan can put you at ease when paying for expenses or upgrades that come with your new break. What’s even better, you don’t have to deal challenging credit card companies or with traditional banks to get the results you want. Simply complete our online application – you can fill it out using any computer, tablet, or even your mobile phone. – you don’t even have to leave your house to apply for an online personal loan through Green Leaf Loan Group! If bills are piling up and so is the stress, use an online personal loan to avoid penalties, cutoffs, or late fees.

Online Personal Loans Could Be The Answer To Your Problems!

If your brick-and-mortar bank won’t approve you for a loan, think about applying for an online personal loan through Green Leaf Loan Group. We approve many borrowers that traditional banks don’t consider and we do all the labor of finding lenders who specialize in online personal loans with people of all credit backgrounds and scores – free of charge! You don’t even have to get out of the house to apply for up to $2500 cash in your bank account within 24 hours. Our application process is simple and painless. As long as you are 18 or older, with a bank account, and a job, you could easily qualify for an online personal loan from one of our many lenders. If you’ve been turned down for a car loan, house loan, credit card, or a similar personal loan from your bank, consider an online personal loan from one of our over 50 incredible lenders. Our loans are perfect for borrowers with bad credit because there is no minimum credit requirement and no credit check! As long as you meet our minimal requirements, there is never any credit check for our online personal loans.

Relish Life Again With An Online Personal Loan

It’s easy to get inundated with bills and other expenses any time of year, and saving money can be even harder. Occasionally it’s all right to allow ourselves some help and an online personal loan is an excellent way to do that! Take pleasure in a device upgrade or expensive gadget without the delay, when you apply online for an online personal loan today. The funds are deposited directly into your bank account, so it’s completely up to you how you spend your loan. Whether you’ve been fantasizing about a much-needed car or vacation or even renovating your home, an online personal loan can help! Stop letting low credit and a firm budget keep you from enjoying the season. Apply online for a personal loan today and get cash you need tomorrow. Our lenders are available day and night to help you get the money you need to take pleasure in life again and stop worrying so much about bills and expenses. Apply now and stop stressing about your finances.

Consider Online Personal Loans-Instead Of A Trip To The Bank By Eric Knapp - 7/26/17

Get The Best National Installment Loans

We have all hit a rough patch between pay periods and that can be stressful. At National Cash Credit we are committed to helping borrowers make ends meet between paydays with fast and simple, low-cost national installment loans. Our national installment loans are a speedy resolution to your immediate financial need. We offer low cost, no credit check national installment loans. Make it to your next pay period with a trouble-free online national installment loan from National Cash Credit. We do all of the hard work so you don't have to and we customize our national installment loan process to meet the needs of our borrowers. We offer the best national installment loans whenever possible. Apply using our very simple national installment loan application and let us demonstrate what we can offer you and how we can meet your demands. We’ll connect you to a lender that has the best rates for your financial needs.

Convenient Payment Options With National Installment Loans

National installment loans are offered from our many direct installment lenders for people that have good credit history, a poor credit history, or even no credit history at all. It is inconsequential to our national installment loan lenders if you have a low credit score. If you merely want more time to pay back your loan then you can get through traditional lenders or other online lenders a national installment loan may be the choice for you. National installment loans don’t require you to pay them back in one lump sum but rather in smaller increments using an easy to follow payment schedule provided by the lender you choose. If you worry about your credit score just know our lenders report good credit performance to the major credit bureaus and they don't perform credit checks as part of the approval process. Simply pick the lender that is right for you and you'll be directed to the national installment loan lenders website where you can complete a short application. In a matter of hours, you could have the money you need deposited directly into your bank account.

National Installment Loans Online

With all of the activities and kids out of school summer seems to get more expensive every year. For the average Americans on a budget, summer can be a taxing time. It’s hard to stay up with your finances and buy children summer clothes or take them on trips. Millions of Americans with children have turned to methods other than customary lenders for monetary assistance. For many, the national installment loan is an appealing financial solution due to the overall flexibility and payment options of the loan. Like many the online loan products, you can get national installment loans online. If you have access to the Internet, whether at work, home or even the public library can apply for a national installment loan online. The ease of online access, combined with the speed of online approval and funding makes national installment loans highly appealing and very effective in reducing financial stress.

Get The Best National Installment Loans By Eric Knapp - 7/19/17

4 Tough Times You Can Get Through with an Online Payday Loan

Life throws all kinds of curveballs and if you’re living paycheck to paycheck, those curveballs can take a serious financial toll. As if dealing with the difficult event weren’t enough, add to that the fact that money is tight. So how do you get through it? We can help with online payday loans. These are loans that are fast and simple because we know you don’t have a lot of time to spare. They are also easy to get approved for so you don’t have to worry about getting denied. Here are some common situations in which an online payday loan can help.

1. Online Payday Loans Help When Your Spouse Gets Laid off

Losing a job is a big blow to any family. Going from two incomes to one can really hurt, especially when you aren’t sure when the next job will come along. An online payday loan is the perfect solution to getting through this period until you partner finds more work. The loan is quick and easy, and as long as you still have a job, you can get approved very easily. The money will help tide you over until you can get back to being a two-income family.

2. Use an Online Payday Loan When You Have a Death in the Family

It’s a terrible feeling to find out the bad news that someone you care about has died. Whether it’s a parent, sibling, cousin, or beloved grandparent, a death in the family is a difficult time. Along with the emotions and grief, it often costs money. There are funeral costs and sometimes travel costs if you didn’t live near the loved one. With an online payday loan you can get the cash you need to cover the unexpected expenses of a family death, funeral, and travel.

3. You’re Going through a Divorce; an Online Payday Loan Can Help

Getting divorced is tough. It’s an emotional roller coaster, and even if you know it is the right thing to do, it feels terrible to lose your spouse and to go through this major life change. Unfortunately getting divorced can also be very expensive, especially if it is a contentious divorce. To cover legal and other costs, you can rely on an online payday loan. This extra cash can help get you through the experience so you can deal with the matter at hand and avoid worrying about money.

4. Online Payday Loans Help When You Have Health Problems

Living from one payday to the next means that you don’t have the savings to cope with unexpected expenses, including big ones like medical bills. Health problems, whether they are yours, a spouse’s or a child’s, are tough to deal with and also expensive. Even if you have health insurance through your job, you may find that you have a big premium you can’t cover. Getting online payday loans can help you cover these costs so you can focus on your family and your health.

4 Tough Times You Can Get Through with an Online Payday LoanBy Eric Knapp - 7/14/17

You Can Get Your Tax Refund Faster With a Tax Loan

There is nothing more frustrating than filing your taxes, knowing you are getting a refund, and then waiting weeks and weeks for YOUR money. Most Americans don’t know or have never applied for a tax loan. You know you are receiving a refund and now you can get a loan based on those funds. You simply complete our short application, get approved, and get your funds deposited instantly into your bank account. If you know you are receiving a refund and want your cash faster get a tax loan today and skip the wait. When you collect your tax refund weeks down the road we take the amount of the loan and a small convenience fee and you get the difference. I hate waiting as much as the next person and would gladly use a little of my refund to ensure that I get my refund weeks or months earlier. More and more people are opting to acquire a tax loan instead of wait for the IRS to disperse their refund. If only tax loans were available years ago.

Demand More With Tax Loans

As customers demand more the loan industry is changing to meet their demands. One crucial area of need is obtaining your tax refund funds faster. Tax loans do just that, they offer the convenience of getting your refund faster and the small cost is taken directly from your expected refund. Many Americans are tired of waiting for the IRS and each year the wait seems longer. From that need, the tax loan was developed. Most of us already pay a company to file our returns and now for almost the same amount that you pay each year to file, you can get your tax refund faster with a tax loan. As borrowers look for options when it comes to loans the industry finds ways to offer new services like tax loans. Apply today and get a quick, secure, and simple tax loan.

Tax Loans Help Americans Get Their Money Fast

Time is money and waiting for your tax refund is costing you time that you don’t have. As many of us wait for our tax refund bills pile up, expenses come out of the woodwork, and the seasons keep slipping away. If you have a plan for your tax refund and don’t have time to wait to get moving consider tax loans. The loan amount comes directly from your expected return and you get your cash faster. Don’t stress about where the money to pay your bills is going to come from or delay that trip because you don’t know when your refund will come. Apply for a fast tax loan and get your cash in your bank account in as little as 24 hours. You will get an instant quote and you don’t even have to worry about how you are going to pay back your loan. Your payment will come directly from your tax refund and you don’t have to worry. You get your money quickly and can get back to enjoying your life.

You Can Get Your Tax Refund Faster With a Tax LoanBy Mindy Lobo - 7/5/17

The Important Differences between Payday Cash Loans Online and Cash Advance Stores

Payday cash loans can be great for getting money between paychecks, for those times when you run short but still have bills to pay. A lot of people just like you rely on these kinds of loans to get by from one month to the next, but not every payday loan is the same. You have choices when it comes to borrowing this way, and you don’t have to go to a cash advance store. Instead, you can get your payday cash loans online. So what’s the difference?

Payday Cash Loans Are Way More Convenient

One of the biggest differences between the payday cash loans we offer online and the standard payday loan you can get from a cash advance store is convenience. Why leave the house to get a loan when you can do it right from your couch? With just a computer or a smartphone, you can apply, get approved, and make it official. There’s no need to get a babysitter or drag the kids with you.

Because they’re Online, Payday Cash Loans Are Faster

Another big difference is that getting payday cash loans online is faster. Because you don’t have to go anywhere and there is no real paperwork, you can get the entire process done much faster than you would by going to a storefront. You can actually get the cash fast too, contrary to what many people think about going online. You can access it by the next morning after your application is approved.

There’s No Wait with Online Payday Cash Loans

When was the last time you went to one of those cash stores? You’re not the only one to think of getting money that way, and you are far from the only one to get in line the day you choose to go. With online payday cash loans you don’t have to wait in line. You can do everything from the comfort of your own home, your job, or anywhere else you find yourself with a mobile device.

With Payday Cash Loans Online, You Get Total Privacy

Another problem with going to the cash advance store, especially if you live in a smaller town or tight-knit neighborhood, is that everyone knows your business. You get no privacy when you have to actually be there in person, where everyone can see you. With payday cash loans online, you can get complete privacy and never have to suffer the embarrassment of friends seeing you borrowing.

Without Physical Paperwork, Payday Cash Loans Protect Your Personal Information

When you go to the store for cash you have to fill out a paper application. That means your sensitive personal information will be floating around that store for anyone to see, or steal. With online payday cash loans, you get privacy and security, thanks to our encryption and amazing professional lenders.

There are huge differences between getting cash with online payday cash loans and with cash advance stores. Choose our online loans and you get privacy, security, convenience, and speed, and you can’t beat that.

The Important Differences between Payday Cash Loans Online and from Cash Advance Stores By Heather Wilson - 6/28/17